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519 S 15 1/2 St, Reading, PA, 19606

4beds
1baths
1,272sqft
$155,000
$122price/sqft
$1,267/moest. monthly cost
$50,680/yrincome needed

About This Home

Welcome to 519 S 15 1/2 St, Reading, PA 19606! This well-maintained home offers 4 spacious bedrooms, 1 full bathroom, and 1,272 sq. ft. of living space, providing plenty of room for a growing family or an excellent investment opportunity. The property features a functional layout, generous-sized bedrooms, and a private backyard with the potential to create off-street parking, adding both convenience and long-term value. Conveniently located near schools, shopping, restaurants, major highways, and local amenities, this home offers easy access to everything Reading has to offer. Whether you're looking for your next home or to expand your investment portfolio, this property is full of possibilities. Don't miss the opportunity to make it yours schedule your private showing today!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
Central Middle SchoolGrades 5-80.9 mi
1/10

Construction

Condition

  • Property condition: Good
  • Year built: 1940

Materials

  • Foundation: Brick/Mortar
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,272

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16531631376631
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$54$648
Property Taxes $206$2,472
Electricity $224$2,692
Total$1,267$15,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,440/yr
40% on housing$38,010/yr
45% on housing$33,786/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 19606$144
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19606$155
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$155,000
2026-07-26Listed for sale$155,000
2023-04-14Sold$120,000
2023-04-05Pending sale$104,500
2023-04-04Listing removed--
2023-03-05Pending sale$104,500
2023-02-27Listed for sale$104,500
2019-11-08Sold$39,900
2010-04-05Sold$12,500
2008-09-23Sold$1,800

For Sale by Agent

AgentYahayra Munoz
BrokerageIron Valley Real Estate of Berks

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