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1633 Cotton St, Reading, PA, 19606

2beds
1baths
943sqft
$110,900
$118price/sqft
$969/moest. monthly cost
$38,760/yrincome needed

About This Home

This 2-bedroom, 1-bath home is full of potential and ready for your vision. Featuring a functional layout and solid bones, this property is ideal for buyers looking to renovate and build equity. The home will include brand-new appliances, offering a great head start on updates while leaving plenty of room to customize the rest to your taste. Appliances are being delivered. Once delivered, appliance will be installed before closing. Whether you're an investor, flipper, or homeowner willing to put in some work, this is a fantastic opportunity to transform this property into something special. Conveniently located near shopping, dining, and major routes. Sold in as-is condition.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
4/10
Central Middle SchoolGrades 5-80.9 mi
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 943

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 943
  • Total interior livable area: 943 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Other

Details

  • Parcel number: 16531632470893
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Three and One Half
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $560$6,720
Home Insurance *$38$456
Property Taxes $147$1,764
Electricity $224$2,692
Total$969$11,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,222/yr
40% on housing$29,070/yr
45% on housing$25,840/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 19606$145
Berks County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 19606$155
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$117,400
2026-04-22Listed for sale$117,900
2025-03-27Sold$91,000
2025-03-10Pending sale$100,000
2025-03-05Listing removed$100,000
2025-02-20Listed for sale$100,000
2023-07-30Listing removed--
2023-07-24Price change$1,050
2023-07-19Listed for rent$1,100
2023-03-17Listing removed--
2023-03-09Listed for rent$1,100
2023-03-02Sold$77,500
2023-02-03Pending sale$80,000
2023-01-15Listed for sale$80,000
2022-12-07Pending sale$80,000
2022-11-30Listed for sale$80,000

For Sale by Agent

AgentChriste Steinbrecher
BrokerageRE/MAX Ace Realty

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