See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4645 Chatsworth St, Detroit, MI, 48224

4beds
2baths
1,632sqft
$115,000
$70price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

Welcome to this solid 2-family flat in Detroit's desirable Morningside neighborhood! This multifamily property features one spacious 1-bedroom unit and one 3-bedroom unit, offering immediate rental income potential or the perfect setup for an owner-occupant looking to house hack or expand living space. Strategically located with easy access to downtown Detroit, major freeways, and just minutes from the beautiful Belle Isle State Park, this home places convenience and recreation at your fingertips. The Morningside community is on the rise, with its tree-lined streets and proximity to parks, shopping, and the riverfront. This property presents an excellent investment opportunity. It could easily be converted into a large single-family home, ideal for a growing family or anyone seeking extra square footage and versatility. While it needs some work to reach its full potential, it's realistically priced to sell and ready for your vision—whether you're an investor seeking cash flow or a buyer ready to create equity through updates. Could be converted to a large single family home. Don't miss out on this priced-to-move opportunity in a convenient Detroit location. Schedule your showing today and explore the possibilities! Room sizes estimated, Buyer to verify all information. Thank you for checking out our listing.

Getting Around

64
WalkingSomewhat Walkable
41
TransitSome Transit
62
BikeBikeable

Schools

2/10
Brown Ronald AcademyGrades PK-80.5 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Bungalow
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,632

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,632 sqft

Property

Details

  • Parcel number: W21I069049S
  • Zoning description: Residential
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 117

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$334$4,008
Property Taxes $130$1,560
Electricity $188$2,259
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 48224$54
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48224$77
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$105,000
2026-07-21Price change$115,000
2026-07-10Listed for sale$119,000
2024-12-18Sold$95,000
2024-09-30Price change$90,000
2024-08-28Listed for sale$100,000
2023-01-11Listing removed--
2022-11-15Listed for sale$79,000
2022-10-11Listing removed--
2022-09-08Price change$79,000
2022-08-06Listed for sale$85,000
2021-11-02Listing removed--
2021-09-23Listed for sale$84,900
2012-01-13Sold$4,133
2007-08-24Sold$20,000

For Sale by Agent

AgentFrancine Kanalos
BrokerageEpique Realty

Similar Homes