See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20470 Kentucky St, Detroit, MI, 48221

5beds
2baths
1,408sqft
$174,900
$124price/sqft
$1,535/moest. monthly cost
$61,400/yrincome needed

About This Home

Welcome to this solid brick colonial in Detroit, offering a spacious and highly functional layout with 5 bedrooms and 1.1 bathrooms. The interior features practical, move-in-ready updates throughout, including fresh neutral paint, updated carpeting across the bedrooms, and modern vinyl plank flooring in the galley kitchen. The kitchen is equipped with crisp white cabinetry and efficient space for daily meal prep. Downstairs, the full, unfinished basement has been freshly cleaned and painted, providing an excellent footprint for laundry, storage, or future customization. Outside, the home includes a long concrete driveway for convenient off-street parking and a manageable, fenced backyard. Whether you are looking for a roomy primary residence or a turnkey addition to your real estate portfolio, this colonial offers fantastic space and value.

Getting Around

65
WalkingSomewhat Walkable
42
TransitSome Transit
59
BikeBikeable

Schools

5/10
Pasteur Elementary SchoolGrades PK-61.0 mi
8/10
Bates AcademyGrades PK-80.5 mi
4/10
Mumford High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Main
  • Area: 36

Bedroom1

  • Level: Second
  • Area: 80

Bedroom2

  • Level: Second
  • Area: 80

Bedroom3

  • Level: Second
  • Area: 80

Bedroom4

  • Level: Second
  • Area: 96

Bedroom5

  • Level: Upper
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 96

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,408

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,297
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: Main
  • Area: 64

Living Room

  • Level: Main
  • Area: 80

Property

Details

  • Parcel number: 16036761.

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 40

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 114

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$249$2,988
Property Taxes $214$2,568
Electricity $188$2,259
Total$1,535$18,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,628/yr
40% on housing$46,050/yr
45% on housing$40,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 48221$93
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48221$102
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$174,900
2026-06-24Listed for sale$199,900
2025-07-21Sold$105,000
2025-07-04Pending sale$105,000
2025-05-07Listed for sale$105,000
2025-05-04Listing removed$107,500
2025-04-29Price change$107,500
2025-04-03Price change$109,000
2025-02-24Listed for sale$110,000
2025-01-22Listing removed$110,000
2024-04-03Listed for sale$110,000
2018-02-20Sold$56,000
2018-01-17Sold$33,000
2018-01-11Listing removed$850
2017-12-21Listed for rent$850
2017-10-26Price change$40,000
2017-10-21Listed for sale$45,000
2017-08-08Listing removed$850
2017-06-30Listed for rent$850
2016-02-18Sold$11,000
2010-07-10Listing removed$30,000
2010-01-09Price change$30,000
2009-07-06Price change$35,000
2009-06-20Listed for sale$40,000

For Sale by Agent

AgentMichael P Blake
BrokerageEpique Inc.

Similar Homes