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2235 Harding St, Detroit, MI, 48214

3beds
4baths
2,618sqft
$290,999
$111price/sqft
$3,283/moest. monthly cost
$131,320/yrincome needed

About This Home

$8,000 towards downpayment and/or interest rate with full offer! Turn-key East English Village opportunity! Fully updated with an open floor plan, high-end finishes, and tons of natural light from oversized bay windows. Second floor features 3 large bedrooms with great closet space, including a primary suite + additional full bath. Third-floor loft with full bath and skyline views offers ideal flex space (4th bedroom, office, or private suite). Finished basement adds bonus living/entertaining area. Fenced yard with spacious deck—perfect for summer gatherings. Prime location near Belle Isle, Riverwalk, and West Village hotspots. Move-in ready and easy to show—schedule today!

Getting Around

50
WalkingSomewhat Walkable
47
TransitSome Transit
54
BikeBikeable

Schools

3/10
Southeastern High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Basement,Brick Mortar
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Features

  • Finished area below ground: 845
  • Finished area above ground: 1,773

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 2,618 sqft

Kitchen

  • Level: Entry
  • Area: 240
  • Dimensions: 20 X 12

Living Room

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Loft

  • Level: Third
  • Area: 240
  • Dimensions: 16 X 15

Other

  • Level: Second
  • Area: 72
  • Dimensions: 9 X 8

Other

  • Level: Entry
  • Area: 56
  • Dimensions: 8 X 7

Primary Bathroom

  • Level: Second
  • Area: 108
  • Dimensions: 12 X 9

Primary Bathroom

  • Level: Third
  • Area: 99
  • Dimensions: 11 X 9

Primary Bedroom

  • Level: Second
  • Area: 195
  • Dimensions: 15 X 13

Property

Details

  • Parcel number: W21I039874S
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 35 x 158.05

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,471$17,652
Home Insurance *$1,171$14,052
Property Taxes $356$4,272
Electricity $285$3,426
Total$3,283$39,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,560/yr
40% on housing$98,490/yr
45% on housing$87,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 48214$109
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48214$66
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$299,999
2026-04-04Listed for sale$224,999
2024-10-09Sold$25,000
2017-09-20Listing removed$9,000
2017-04-12Pending sale$9,000
2017-04-05Price change$9,000
2017-03-01Listed for sale$12,000
2017-02-24Pending sale$12,000
2017-02-09Listed for sale$12,000

For Sale by Agent

AgentMilton Buford
BrokerageMoving Maestros Real Estate Group

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