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202 Gerry St, Reading, PA, 19611

4beds
2baths
2,309sqft
$269,000
$117price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

Welcome to 202 Gerry Street, Reading, PA 19611! Don't miss this wonderful opportunity to own a well-maintained home in the heart of Reading. This charming property offers the perfect blend of comfort, functionality, and convenience, making it an excellent choice for first-time homebuyers, growing families, or anyone looking to add to their investment portfolio. Step inside to find bright and inviting living spaces, generously sized bedrooms, and a functional layout designed for everyday living. The home provides plenty of natural light, comfortable living and dining areas, and a spacious kitchen ready for your personal touch. The finished basement adds valuable living space that can be used as a family room, recreation area, home office, gym, or playroom, offering flexibility to fit your lifestyle. Outside, you'll enjoy a private backyard with space for entertaining, gardening, or simply relaxing. Conveniently located near schools, parks, shopping, restaurants, major highways, and public transportation, this home offers easy access to everything Reading has to offer. Whether you're looking for a place to call home or a smart investment opportunity, 202 Gerry Street is full of potential. Schedule your private showing today and see everything this wonderful home has to offer!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Millmont El SchoolGrades PK-40.6 mi
3/10
Central Middle SchoolGrades 5-82.1 mi
1/10

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 750

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 750
  • Finished area above ground: 1,559

Heating & Cooling

  • Heating features: Radiant,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,309
  • Total interior livable area: 2,309 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 18530656338992
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Exterior features: Flood Lights,Sidewalks,Street Lights

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Inside Entrance,Garage Door Opener,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$86$1,032
Property Taxes $358$4,296
Electricity $253$3,040
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 19611$138
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19611$178
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$269,000
2026-08-04Listing removed$269,000
2026-07-23Listed for sale$269,000
2018-05-14Sold$127,900
2018-03-18Listed for sale$129,900
2017-08-21Sold$82,854
2017-07-05Listed for sale$68,900
2017-05-26Sold$70,000
2017-02-28Listed for sale$119,900
2017-02-28Pending sale$119,900
2017-02-28Listed for sale$119,900
2017-01-12Listing removed$119,900
2016-05-06Price change$119,900
2015-06-22Listed for sale$124,900

For Sale by Agent

AgentJohanna Castaneda
BrokerageColdwell Banker Realty

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