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9281 Island Dr, Grosse Ile, MI, 48138

4beds
4baths
5,435sqft
$1,100,000
$202price/sqft
$8,024/moest. monthly cost
$320,960/yrincome needed

About This Home

This exceptional 4-bedroom, 3.5-bath custom colonial showcases timeless elegance and impeccable craftsmanship. From the moment you arrive, the brick and limestone exterior, granite entry steps, and Honduras white oak doors set the tone for the refined details within. Step inside to a grand foyer with a sweeping staircase and marble floors throughout, creating a dramatic first impression. The heart of the home features a custom gourmet kitchen with Thermador appliances, designed for both everyday living and elevated entertaining. A warm and inviting atmosphere continues with two fireplaces and generous living spaces filled with natural light. The fully finished basement offers a true entertainer’s retreat, complete with a custom bar and a full bath. Upstairs, four spacious bedrooms provide comfort and privacy, including a serene primary suite. Additional highlights include a 4-car garage and thoughtful design elements that blend luxury with function. Every detail in this residence reflects pride of ownership and custom quality rarely found today

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Grosse Ile Middle SchoolGrades 6-81.1 mi
7/10
Grosse Ile High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Second
  • Area: 288
  • Dimensions: 16 X 18

Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 12 X 16

Bedroom

  • Level: Second
  • Area: 224
  • Dimensions: 14 X 16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 288
  • Dimensions: 16 X 18

Family Room

  • Level: Entry
  • Area: 528
  • Dimensions: 22 X 24

Features

  • Finished area below ground: 2,000
  • Finished area above ground: 3,435

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 5,435 sqft

Kitchen

  • Level: Entry
  • Area: 432
  • Dimensions: 18 X 24

Living Room

  • Level: Entry
  • Area: 480
  • Dimensions: 20 X 24

Other

  • Level: Second
  • Area: 96
  • Dimensions: 8 X 12

Other

  • Level: Basement
  • Area: 48
  • Dimensions: 8 X 6

Other

  • Level: Entry

Primary Bathroom

  • Level: Second
  • Area: 288
  • Dimensions: 16 X 18

Primary Bedroom

  • Level: Second
  • Area: 448
  • Dimensions: 16 X 28

Property

Details

  • Parcel number: 73035010466300
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot
  • Lot size dimensions: 120.8 x 125.65

Parking

  • Total spaces: 4
  • Parking features: Four Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$523$6,276
Property Taxes $1,347$16,164
Electricity $592$7,113
Total$8,024$96,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,108/yr
40% on housing$240,720/yr
45% on housing$213,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 48138$153
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48138$168
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-23Listed for sale$1,100,000

For Sale by Agent

AgentKimberly Draper
BrokerageRiver Oaks Realty

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