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8227 Saint Marys St, Detroit, MI, 48228

4beds
2baths
1,730sqft
$122,999
$71price/sqft
$1,290/moest. monthly cost
$51,600/yrincome needed

About This Home

**BUYER FINANCING FELL THROUGH** FHA inspection and appraisal passed! This home has been completely refreshed from top to bottom and move-in ready! This beautifully remodeled 4-bedroom, 1.5-bath home offers over 1,000 square feet of updated living space with thoughtful improvements throughout. Enjoy relaxing mornings or evenings on the inviting covered front porch overlooking the fenced yard. Inside, the home features a functional and flowing floor plan with professionally painted interiors from the basement to the second floor. The updated kitchen includes brand-new cabinetry and sink, while the full bathroom has been completely renovated with new fixtures, flooring, and a stunning new shower. Luxury vinyl plank flooring runs throughout much of the home, with beautiful wood flooring in the upstairs bedrooms adding warmth and character. Major updates include new plumbing, updated electrical, and even a new exterior electrical box for peace of mind. The basement has also been refreshed with newly finished flooring and a convenient half bath. Outside, the entire home has been freshly painted, and the detached two-car garage features a brand-new roof and ceiling and brand new garage door. A fantastic opportunity to own a fully updated home with style, function, and value! ** Home is under 24/7 video surveillance and alarm system. **

Getting Around

30
WalkingCar-Dependent
47
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

3/10
Henderson AcademyGrades PK-80.8 mi
3/10
Cody High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Basement,Brick Mortar
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Entry
  • Area: 140
  • Dimensions: 10 X 14

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Bedroom

  • Level: Second
  • Area: 99
  • Dimensions: 11 X 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Features

  • Finished area below ground: 692
  • Finished area above ground: 1,038

Flex Room

  • Level: Basement
  • Area: 432
  • Dimensions: 24 X 18

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,730 sqft

Kitchen

  • Level: Entry
  • Area: 77
  • Dimensions: 11 X 7

Living Room

  • Level: Entry
  • Area: 224
  • Dimensions: 16 X 14

Other

  • Level: Second
  • Area: 50
  • Dimensions: 10 X 5

Other

  • Level: Basement
  • Area: 27
  • Dimensions: 9 X 3

Property

Details

  • Parcel number: W22I059396S
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Fencing: Fenced

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 30 x 128.65

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $621$7,452
Home Insurance *$331$3,972
Property Taxes $150$1,800
Electricity $188$2,264
Total$1,290$15,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,228/yr
40% on housing$38,700/yr
45% on housing$34,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 48228$53
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48228$74
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$122,999
2026-07-22Listed for sale$129,999
2026-06-11Pending sale$129,999
2026-05-15Listed for sale$129,999
2025-02-24Sold$45,000
2025-02-03Price change$45,000
2025-01-24Listed for sale$55,000
2019-06-18Listing removed$665
2019-06-14Listed for rent$665
2015-10-13Listing removed$575
2015-10-09Listed for rent$575
2015-04-28Listing removed$9,900
2014-10-28Listed for sale$9,900
2014-10-05Listing removed$575
2014-08-19Listed for rent$575
2014-07-20Listing removed$15,000
2014-04-27Price change$15,000
2014-01-16Listed for sale$29,900
2013-06-25Listing removed$600
2013-06-11Listed for rent$600
2013-04-01Listing removed$550
2013-03-21Listed for rent$550
2010-11-09Sold$19,953

For Sale by Agent

AgentAllison M Gorman
BrokerageGorman Real Estate Collective

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