134 Gerald Ave, Reading, PA, 19607
About This Home
Welcome to 134 Gerald Avenue, a beautifully renovated ranch home located in the Rolling Hills neighborhood of Cumru Township and the Governor Mifflin School District. Completely renovated in 2024, this home offers a fresh, updated interior and a comfortable layout designed for convenient everyday living. The main level features three private bedrooms, a bright and inviting living space, and a kitchen area with direct access to the rear deck, perfect for relaxing, entertaining, or enjoying the outdoors. Main-floor laundry is conveniently located within the bathroom, eliminating the need to carry laundry between levels. The finished lower level provides valuable additional living space and features a walkout design with sliding glass doors leading to the backyard. Whether used as a family room, recreation area, home office, gym, or entertainment space, the lower level offers plenty of flexibility. With extensive updates completed throughout the home, a finished walkout basement, outdoor living space, and a convenient location near shopping, dining, schools, and major roadways, and off street parking 134 Gerald Avenue is ready for its next owner to move in and enjoy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Block
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level
Basement
- Area: 1000
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Exterior Entry,Rough Bath Plumb,Sump Pump,Walk-Out Access,Water Proofing System
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 550
- Finished area above ground: 1,000
Heating & Cooling
- Heating features: Baseboard,Heat Pump,Electric
- Cooling features: Window Unit(s),Ductless,Electric
Interior Area
- Total structure area: 2,000
- Total interior livable area: 1,550 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 39438512960899
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 7,840 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 2
- Parking features: Driveway,On Street
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $466 | $5,592 |
| Electricity | $224 | $2,692 |
| Total | $2,584 | $31,008 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $329,900 |
| 2026-08-09 | Listed for sale | $349,900 |
| 2023-12-20 | Sold | $220,000 |
| 2023-11-15 | Pending sale | $215,000 |
| 2023-11-13 | Listing removed | -- |
| 2023-11-10 | Listed for sale | $215,000 |
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