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5406 Joni Cir, Pinson, AL, 35126

5beds
2baths
2,104sqft
$239,900
$114price/sqft
$1,785/moest. monthly cost
$71,400/yrincome needed

About This Home

Price reduced! Are you looking for a sweet home with a full basement in the Clay Chalkville area? Look no further! This home has a total of 5 bedrooms…3 bedrooms, 2 baths, an eat in kitchen with a separate dining room, a formal living room and den with a fireplace! Downstairs, you’ll find another 2 bedrooms (complete with a window and closet), bonus space, laundry and a space under the front porch that works for storage or possibly a safe space from storms. Outside, you’ll find a covered, screened in deck with an open grilling area. Step on down and there’s a new finished deck/patio area complete with a fish pond. The back yard is fenced in and ready to go. The two storage sheds under the deck also convey with the home. Did I mention it also has a 50amp RV hookup with a parking pad? Check it out!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Clay Elementary SchoolGrades PK-53.5 mi
2/10
3/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Basement
  • Construction materials: 1 Side Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,In Basement,Laundry Room,Yes

Basement

  • Area: 2052

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Daylight,Block

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • None,Separate Shower,Tub/Shower Combo
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Stone,Den,Wood Burning
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 700
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,104 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1200091002027.000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch Screened,Covered (DECK),Open (DECK),Screened (DECK),Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$217$2,604
Property Taxes $115$1,380
Electricity $240$2,881
Total$1,785$21,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,200/yr
40% on housing$53,550/yr
45% on housing$47,600/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 35126$122
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35126$123
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$239,900
2026-08-02Price change$239,900
2026-05-19Listed for sale$249,900
2001-07-02Sold$109,900
1999-10-04Sold$96,500

For Sale by Agent

AgentKaren Kilgore
BrokerageEXP Realty LLC

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