See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

204 Philip St, Detroit, MI, 48215

5beds
1baths
1,435sqft
$129,000
$90price/sqft
$1,173/moest. monthly cost
$46,920/yrincome needed

About This Home

SPACIOUS 5 BEDROOM HOME IN JEFFERSON-CHALMERS IN AN EXCELLENT LOCATION NEAR THE DETROIT RIVER! FRESH PAINT THROUGHOUT AND SEVERAL NEW DOORS. HARDWOOD FLOORS ON THE FIRST FLOOR. BEDROOMS ON BOTH THE FIRST FLOOR AND UPPER LEVEL FOR CONVENICENCE AND PRIVACY. HUGE SUPER CLEAN BASEMENT FOR STORAGE. HOME IS CLOSE TO MARINAS, PARKS AND SEVERAL TOP RATED RESTAURANTS.

Getting Around

25
WalkingCar-Dependent
29
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Basement,Brick Mortar
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Bedroom

  • Level: Second
  • Area: 80
  • Dimensions: 10 X 8

Bedroom

  • Level: Second
  • Area: 100
  • Dimensions: 10 X 10

Bedroom

  • Level: Second
  • Area: 540
  • Dimensions: 30 X 18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Entry
  • Area: 216
  • Dimensions: 18 X 12

Features

  • Finished area above ground: 1,435

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,435 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Other

  • Level: Entry
  • Area: 48
  • Dimensions: 8 X 6

Property

Details

  • Parcel number: W21I059901S
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 35 x 111.02

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Wayne County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$175$2,100
Property Taxes $158$1,896
Electricity $188$2,259
Total$1,173$14,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,217/yr
40% on housing$35,190/yr
45% on housing$31,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 48215$82
Wayne County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 48215$121
Wayne County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$134,000
2026-01-04Listed for sale$139,000
2025-12-02Listing removed$1,600
2025-10-20Listed for rent$1,600
2025-09-07Listing removed$1,600
2025-04-06Listed for rent$1,600
2022-06-29Listing removed--
2022-06-24Listed for rent$1,450
2022-05-24Sold$154,000
2021-07-01Sold$75,000
2019-05-01Sold$55,000
2019-03-01Pending sale$80,000
2019-01-24Listed for sale$80,000
2017-03-06Listing removed$42,000
2016-12-23Pending sale$42,000
2016-06-30Listing removed$800
2016-06-30Listed for sale$42,000
2014-09-19Listing removed$1,000
2014-08-15Price change$1,000
2014-06-29Price change$6,000
2014-05-01Price change$7,000
2014-03-29Price change$9,000
2014-02-14Listed for sale$19,900
2013-12-03Listing removed$20,000
2013-10-23Listed for sale$20,000
2013-09-24Sold$38,900
2013-03-06Listing removed$600
2012-12-19Sold$38,900
2012-11-19Listed for rent$600
2012-03-21Sold$19,250

For Sale by Agent

AgentKimberly Young
BrokerageGolden Eagle Real Estate LLC

Similar Homes