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571 S Tonto Creek Dr, Payson, AZ, 85541

4beds
2baths
2,128sqft
$365,000
$172price/sqft
$2,339/moest. monthly cost
$93,560/yrincome needed

About This Home

Welcome to the peaceful Creekside community of Gisela. This charming manufactured home, built in 2008, spans 2,128 square feet of comfortable living space and sits on a little over half an acre of land, offering plenty of room for your horses, recreational vehicles, or RVs. With its generous layout and rural charm, this property invites you to enjoy both wide-open space and the soothing beauty of the surrounding countryside. Whether you envision a personal retreat, an equestrian escape, or a base for your outdoor adventures, this home delivers the perfect blend. Inside, the home offers spacious living areas, large windows that capture natural light, and comfortable design features that make it easy to relax or entertain. While the outdoor areas provide room for gardens, corrals, and gatherings. The land's flat terrain makes it ideal for expansion. Outdoor enthusiasts will find endless opportunities nearby: fishing, hiking, horseback riding, and exploring the forest trails that weave through the Tonto National Forest. Tonto Creek The Heartbeat of Gisela Just a short stroll from the property. The nearby Tonto Creek meanders gracefully through the valley, a living ribbon of clear, cool water that reflects the changing light and nourishes the surrounding landscape. Its gentle current brings a soothing energy to the area, inviting quiet walks, fishing, or simply moments of stillness beside the water. The creek's timeless presence defines life in Gisela peaceful, grounding, and deeply connected to nature. This natural gem is more than just a scenic backdrop it's the lifeblood of the area. Locals come to fish for trout, wade in the shallows, or simply sit beneath the cottonwoods. The creek nourishes the land, invites wildlife, and offers a refreshing escape during the warm summer months. Deer, birds, and other native species frequent its banks. For homeowners, the proximity to Tonto Creek means endless opportunity picnics by the water, walks beneath the shade of towering trees, and quiet moments where the world slows down. Whether you're watching your horses graze nearby, simply enjoying the beauty of your surroundings, the creek adds a magical quality to life here one that captures the essence of Gisela itself: peaceful, pure, and timeless. (Includes the 2 parcels next door) Totaling 0.52 Acres. Parcel# 304-33-129E

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
5/10
Rim Country Middle SchoolGrades 6-810.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Asphalt
  • Construction materials: Steel,Wood Frame,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Single Level
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen-Dining Combo,Vaulted Ceiling(s),Pantry,High Speed Internet,Kitchen Island
  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Property

Details

  • Parcel number: 30433129D
  • Zoning: GU

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered,Patio
  • Exterior features: Storage
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: Panoramic,Rural
  • Horses can be raised: Yes

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 22,651

Parking

  • Total spaces: 2
  • Parking features: Carport,No Garage,RV Gated
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather
Heat Wave

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance $102$1,224
Property Taxes $167$2,004
Electricity $225$2,704
Total$2,339$28,068

Income You'd Need if You Spent...

35% on housing$80,194/yr
40% on housing$70,170/yr
45% on housing$62,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$217
Gila County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$374,900
2025-11-04Listed for sale$385,000
2012-12-24Sold$65,000
2012-11-04Price change$71,500
2012-09-15Price change$75,900
2012-08-11Listed for sale$85,000
2012-03-27Listing removed$34,500
2012-02-26Listed for sale$34,500
2011-07-26Sold$176,076
2007-08-24Sold$30,000

For Sale by Agent

AgentYessenia Storing
BrokerageDelex Realty, LLC

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