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109 E 36th St, Reading, PA, 19606

4beds
3baths
2,930sqft
$575,000
$196price/sqft
$4,195/moest. monthly cost
$167,800/yrincome needed

About This Home

Welcome to 109 E. 36th St, Exeter Township. This classic, two-and-a-half story brick colonial combines stately charm, lush relaxing gardens, and suburban convenience. With four full levels of finished living space (estimated 1923 sq ft above grade, 1007 sq ft below grade), this four bedroom, two and one half bath home is replete with a wide variety of special features and amenities. Your first impression of the interior of the home is the stately brick-floored entry hall with reversing staircase. To the left is the formal living room, to the right the large dining room with fireplace. Beyond the dining room is the relaxing screened porch. To the rear of the dining room is the all seasons sun room. Many of the rooms feature hardwood flooring. Completing the main level is the custom kitchen with cherry cabinetry, built-in appliances, and the adjoining butler's pantry/home office. The second level of the home features the spacious primary bedroom, two secondary bedrooms, a full bath, and access to the second floor deck area with a beautiful view of the lush gardens and Koi pond. The third level includes the fourth bedroom, a half bath, and storage space. To complete the tour of the interior includes a visit to the lower (forth) level of the house. This includes a living room with fireplace, lounge area with wet bar, and full bath, with jetted tub, shower, dressing room, exercise area. This lower level also houses the laundry and utility area. From here, or from the kitchen, or the screened porch, you can access the absolutely stunning wooded glen gardens. This lush space features a large gazebo, alfresco dining area, relaxing fire pit area, and the very special feature, the Koi pond with water falls and stream. Also, in the rear area is the over-sized two-car detached garage. Combine all these amenities with a classic neighborhood, convenient access to everyday community necessities, and easy highway a access and you have an amazing home. Come visit. You will not want to leave!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Reiffton SchoolGrades 5-60.6 mi
5/10
8/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 1007

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Windows,Partial,Heated,Full,Interior Entry,Exterior Entry,Partially Finished,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,007
  • Finished area above ground: 1,923

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,930
  • Total interior livable area: 2,930 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 43532610356164
  • Zoning: SUBURBAN RESIDENTIAL 1
  • Special condition: Standard
  • Exclusions: All Personal Property

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Exterior features: Extensive Hardscape,Lighting,Flood Lights,Sidewalks,Water Falls,Other

Lot

  • Lot size: 0.31 Acres
  • Features: Suburban
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 6
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Oversized,Detached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$201$2,412
Property Taxes $766$9,192
Electricity $321$3,857
Total$4,195$50,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,828/yr
40% on housing$125,850/yr
45% on housing$111,866/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 19606$142
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19606$155
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$575,000
2026-07-08Listed for sale$600,000

For Sale by Agent

AgentBradford Kissam
BrokerageRE/MAX Of Reading

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