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2155 6th Ln SE APT 101, Cambridge, MN, 55008

2beds
2baths
1,452sqft
$55,000
$38price/sqft
$532/moest. monthly cost
$21,280/yrincome needed

About This Home

Enjoy easy, comfortable living at East Terrace Cooperative. A well-maintained 55+ cooperative offering true one-level convenience. Located on the first floor, this spacious unit features nearly 1,500 finished square feet with a thoughtful layout, two bedrooms positioned on opposite sides of the home, with a welcoming living room in between for added privacy.Recent updates include brand new carpet, new stylish wooden vinyl plank flooring in the kitchen & entryway,  fresh paint throughout and updated countertops making this home move-in ready. Step outside to your private patio, complete with a fenced area that is perfect for enjoying a little outdoor space of your own.This cooperative offers a strong sense of community with abundant shared amenities, including a community room, library, fitness area, workshop, and a large outdoor deck ideal for gathering. Additional conveniences include underground secure parking with extra storage, a manual car wash, and laundry facilities on each level.Located in the heart of Cambridge, you’ll enjoy close proximity to everyday needs, along with access to walking trails, a neighborhood exercise park, and even a community garden. Whether you’re looking to stay active and social or prefer a quieter lifestyle, this community offers the flexibility to do both.The management company handles nearly all of the day-to-day maintenance and upkeep, allowing for low-maintenance living while the unit shareholder is responsible for electricity. The building has also seen important updates, including a newer roof within the past few years, adding to the overall value and peace of mind.This property offers a wonderful blend of comfort, convenience, and community ready to welcome you home.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
7/10
Cambridge Middle SchoolGrades 6-82.0 mi
6/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Common Area,Laundry Room

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 126
  • Dimensions: 18x7

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,452

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Level: Main
  • Area: 345
  • Dimensions: 23x15

Property

Accessibility

  • Accessibility features: Doors 36"+,Accessible Elevator Installed,Grab Bars In Bathroom,Hallways 42"+,No Stairs External,No Stairs Internal

Details

  • Parcel number: 151760200
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1452

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 522.72 sqft
  • Lot size dimensions: Common

Parking

  • Total spaces: 1
  • Parking features: Assigned,Garage Door Opener,Guest,Heated Garage,Insulated Garage,Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$35$420
Property Taxes $49$588
Electricity $170$2,050
Total$532$6,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,240/yr
40% on housing$15,960/yr
45% on housing$14,186/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 55008$173
Isanti County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55008$179
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$60,000
2026-03-19Listed for sale$70,000

For Sale by Agent

AgentMichelle Lundeen
BrokerageRE/MAX RESULTS

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