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3025 Juniper St S, Cambridge, MN, 55008

4beds
2baths
2,053sqft
$416,000
$203price/sqft
$3,120/moest. monthly cost
$124,800/yrincome needed

About This Home

Welcome to your own private retreat! Nestled on acreage just minutes from Hwy 65, this spacious 4-bedroom home features 3 bedrooms on one level and offers the perfect blend of comfort, convenience, and outdoor enjoyment. The backyard is fully enclosed with a privacy fence and showcases a heated in-ground pool within a separately fenced pool area for added peace of mind. The pool is equipped with a safety cover designed to support weight and help prevent accidental falls by children and pets. Inside, you'll find granite countertops, stainless steel appliances, and comfortable living spaces ideal for everyday living and entertaining. Recent pool upgrades include a new heat pump, new filter system, and robotic pool cleaner, keeping maintenance simple and efficient. Step outside to enjoy the newly stained deck overlooking your private backyard oasis. Need room for your recreational vehicles, trailer, boat, or camper? The side of the garage features a graded storage pad ready for all your toys. Enjoy country-style living with easy access to commuting routes, shopping, and local amenities.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
7/10
Cambridge Middle SchoolGrades 6-81.5 mi
6/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full

Bathroom

  • Level: Upper
  • Area: 60
  • Dimensions: 12x5

Bathroom

  • Level: Lower
  • Area: 56
  • Dimensions: 8x7

Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Level: Lower
  • Area: 108
  • Dimensions: 9x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Family Room

  • Level: Lower
  • Area: 252
  • Dimensions: 18x14

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 661
  • Finished area above ground: 1,392

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,644
  • Total interior livable area: 2,053 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Living Room

  • Level: Main
  • Area: 315
  • Dimensions: 21x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 152500250
  • Zoning description: Residential-Single Family
  • Foundation area: 1315

Features

  • Levels: Four or More Level Split
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 0.41 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,103$25,236
Home Insurance *$270$3,240
Property Taxes $574$6,888
Electricity $173$2,077
Total$3,120$37,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,971/yr
40% on housing$93,600/yr
45% on housing$83,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 55008$166
Isanti County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55008$179
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$416,000
2026-07-23Price change$416,000
2026-06-26Listed for sale$429,000
2014-11-14Sold$194,000
2014-09-13Price change$209,000
2014-06-12Price change$219,900
2014-05-13Price change$224,000
2014-04-04Listed for sale$229,900
2009-05-15Sold$71,500
2007-08-07Sold$240,000

For Sale by Agent

AgentStephanie Schmitz
BrokerageReal Broker, LLC

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