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696 Dunkels Church Rd, Kutztown, PA, 19530

--beds
--baths
--sqft
$220,000
--price/sqft
$1,708/moest. monthly cost
$68,320/yrincome needed

About This Home

Beautiful wooded 1.27 Acre lot in the Kutztown school district. Tucked away on a slight hill this property feels private. This home is ready for your completion to create a space completely to your tastes. Along with the newer metal roof, 200amp electric service, pegged oak posts, there are remnants of past dwellings where a bank barn used to be as well as a 70' long stone retaining wall. A local builder had started the process of rebuilding off an existing property using locally sourced materials. There are too many intricacies to this rebuild to mention but the Seller has supplied a detailed description upon requests.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Shingle,Wood
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Other Water Heater

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Out Access

Features

  • Dining Area
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Property

Details

  • Parcel number: 45542400472988
  • Zoning: Residential
  • Special condition: None

Lot

  • Lot size: 1.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hurricane
Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$79$948
Property Taxes $293$3,516
Electricity $224$2,692
Total$1,708$20,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,560/yr
40% on housing$51,240/yr
45% on housing$45,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 19530$200
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19530$191
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$245,000
2006-03-21Sold$55,000

New Construction

AgentAnsa Sama
BrokerageRealty One Group Exclusive

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