4108 New York Ave, Union City, NJ, 07087
About This Home
Rare Historic Four-Family with Original Craftsmanship & NYC Commuter Convenience. This distinctive four-family property blends historic character with modern upgrades, offering exceptional flexibility for owner-occupants and investors. The property will be delivered completely vacant at closing, with all four apartments available for immediate occupancy or rental income. Featuring 8 bedrooms and 7 full bathrooms across three levels plus a finished basement, the home showcases original hand-laid hardwood floors, intricate woodwork, and craftsmanship rarely found today. The first-floor unit offers 3 bedrooms and 2 full bathrooms. A finished basement is connected to the first-floor living space and includes an additional bedroom, full bathroom, expanded living area, and both interior and exterior access. The second-floor unit features 2 bedrooms and 3 full bathroom, while the third-floor unit offers 1 bedroom and 1 full bathroom. An additional fourth apartment provides added flexibility and income potential. A comprehensive renovation completed in 2008 included a new roof, siding, insulation, windows, plumbing, electrical systems, kitchens, and updated bathrooms. Conveniently located near Boulevard East with direct NJ Transit service to Manhattan, this rare vacant four-family combines historic charm, modern updates, and excellent commuter access, making it an outstanding opportunity for both investors and owner-occupants.
Getting Around
Walker's Paradise
Excellent Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Flat
- Construction materials: Aluminum Siding,Stone
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven - Gas,Refrigerator,Washer,Microwave Oven
Basement
- Has basement: Yes
- Basement: Yes,Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 7
- Full bathrooms: 7
Features
- Bedrooms,Kitchen,Living Room,See Remarks
Heating & Cooling
- Heating features: Baseboard - Hotwater,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 1810002410000000030000
Lot
- Lot size: 1,742 sqft
- Lot size dimensions: 30 x 50
Parking
- Total spaces: 2
- Parking features: 2 Car Width,Shared Driveway
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $327 | $3,924 |
| Property Taxes | $1,226 | $14,712 |
| Electricity | $193 | $2,318 |
| Total | $6,043 | $72,516 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $849,900 |
| 2026-07-01 | Price change | $899,900 |
| 2026-06-19 | Listed for sale | $999,900 |
| 2024-07-10 | Listing removed | -- |
| 2024-07-01 | Listed for sale | $899,000 |
| 2024-03-19 | Listing removed | -- |
| 2024-03-13 | Listed for sale | $799,000 |
| 2024-01-25 | Listing removed | -- |
| 2024-01-23 | Listed for sale | $680,000 |
| 2022-11-29 | Listing removed | $949,000 |
| 2022-04-28 | Listed for sale | $949,000 |
| 2022-04-27 | Listing removed | $949,000 |
| 2022-03-21 | Contingent | $949,000 |
| 2021-12-29 | Listed for sale | $949,000 |
| 2006-07-05 | Sold | $475,000 |
| 2006-03-27 | Sold | $280,000 |
| 2002-01-08 | Sold | $218,000 |
For Sale by Agent
View on Zillow