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317 11th St APT 2, Union City, NJ, 07087

3beds
2baths
1,400sqft
$645,000
$461price/sqft
$4,421/moest. monthly cost
$176,840/yrincome needed

About This Home

Welcome to 317 11th Street, Unit 2, a beautifully updated three-bedroom condo perfectly positioned for the Manhattan commuter seeking both convenience and comfort. Just minutes from Hoboken and a quick commute into NYC, this residence offers seamless access to the city while enjoying the charm of Union City living. The home features newly refinished hardwood floors, recessed lighting throughout, and an airy open layout with French doors that lead to a private balcony, allowing for abundant natural light and fresh air. The kitchen flows effortlessly into the living space, ideal for both everyday living and entertaining. A standout feature is the expansive private rear deck, exclusive to this unit, offering the perfect setting for morning coffee, intimate gatherings, or summer cookouts. The spacious primary suite includes two closets and a well-appointed en-suite bath, while additional highlights include in-unit washer and dryer and a dedicated parking space. This is a rare opportunity to own a move-in ready home that combines modern updates, private outdoor space, and unbeatable proximity to Manhattan.

Getting Around

93
WalkingWalker's Paradise
75
TransitExcellent Transit
37
BikeSomewhat Bikeable

Schools

8/10
Sara M. Gilmore AcademyGrades 1-80.5 mi
8/10
Jose Marti STEM AcademyGrades 9-120.5 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Row House
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Terrace
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 1000050000000013C0002

Parking

  • Parking features: 1 Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$248$2,976
Property Taxes $719$8,628
Electricity $193$2,318
Total$4,421$53,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,577/yr
40% on housing$132,630/yr
45% on housing$117,893/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$422
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$645,000
2026-04-07Listed for sale$699,000

For Sale by Agent

AgentMICHAEL WILCHES
BrokerageREAL

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