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81 Nelson Ave #2, Jersey City, NJ, 07307

3beds
2baths
1,225sqft
$699,000
$571price/sqft
$4,991/moest. monthly cost
$199,640/yrincome needed

About This Home

Welcome to 81 Nelson Ave, Unit 2—a stunning, thoughtfully designed residence nestled in the vibrant heart of Jersey City Heights. This isn't just an apartment; it’s a sophisticated urban retreat that perfectly balances modern luxury with the warmth of home. Perched on the top floor, this home offers a rare sense of serenity with the distinct advantage of having no neighbors above you. From the moment you step inside, you’re greeted by an airy, open-concept layout that feels incredibly bright and expansive. The space is literally bathed in natural light, thanks to oversized windows and strategically placed skylights that pull the sky right into your living room. The heart of the home is a chef-inspired kitchen featuring sleek cabinetry, high-end stainless steel appliances, and gleaming quartz countertops that make both morning coffee and evening entertaining a total breeze. The primary suite serves as a true sanctuary, offering generous proportions and a spa-like ensuite bathroom with designer finishes. Every corner reflects a commitment to quality, from the rich hardwood flooring underfoot to the contemporary fixtures throughout. One of the most coveted features of this residence is the inclusion of private garage parking—a rare urban luxury that provides both convenience and peace of mind. Beyond the physical amenities, this property stands out for its exceptional value. With remarkably low taxes and very low HOA fees, it offers an accessible entry point into one of Jersey City’s most sought-after pockets without compromising on style or sophistication. Located in the Heights, you are positioned just moments away from an eclectic mix of artisanal coffee shops, acclaimed eateries, and lush parks. With convenient access to public transportation and major thoroughfares, the commute to Manhattan or surrounding areas is remarkably straightforward. Experience the perfect blend of style, comfort, and smart investing at 81 Nelson Ave. It’s time to love where you live.

Getting Around

87
WalkingVery Walkable
62
TransitGood Transit
53
BikeBikeable

Construction

Materials

  • Construction materials: Stone,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Townhouse
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,225
  • Total interior livable area: 1,225 sqft

Property

Details

  • Parcel number: 0601301000000038C0002
  • Other equipment: Intercom

Parking

  • Parking features: 1 Car,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$147$1,764
Property Taxes $1,117$13,404
Electricity $193$2,318
Total$4,991$59,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,120/yr
40% on housing$149,730/yr
45% on housing$133,093/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$571This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$511
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$699,000
2018-09-06Sold$535,000
2018-06-21Listed for sale$525,000
2007-12-26Sold$365,000

For Sale by Agent

AgentRAMI ROSEN
BrokerageCOMPASS NEW JERSEY, LLC

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