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36 N 4th St, Hamburg, PA, 19526

5beds
2baths
2,097sqft
$249,500
$119price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

Welcome to 36 N 4th St, located in the Hamburg Area School District. This spacious 5-bedroom, 2-full-bath home offers charm and character in a small-town setting, while also featuring recent updates for modern comfort. Inside, you’ll find beautiful hardwood flooring, warm original woodwork, and eye-catching details such as the staircase and railing that give the home a timeless feel. One of the standout features is the multi-level rear balcony, spanning three levels with views overlooking the fenced rear yard. A covered front patio adds to the home’s inviting curb appeal and provides a great spot to relax. With generous living space, classic character, a fenced backyard, and a convenient location near downtown Hamburg, local shops, dining, outdoor recreation, and major routes including I-78 and Route 61, this home is a wonderful opportunity to enjoy all that the Hamburg area has to offer. Schedule a showing today!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Perry El SchoolGrades K-54.0 mi
4/10
5/10
Hamburg Area High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,097

Heating & Cooling

  • Heating features: Steam,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,097
  • Total interior livable area: 2,097 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46449517008239
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,261$15,132
Home Insurance *$87$1,044
Property Taxes $332$3,984
Electricity $230$2,760
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 19526$125
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19526$163
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$244,900
2026-07-13Price change$249,500
2026-06-12Listed for sale$249,900
2025-12-09Sold$100,000
2025-10-14Pending sale$100,000
2017-08-10Sold$160,000
2016-02-08Sold$39,774

For Sale by Agent

AgentMarcus Gonzalez
BrokerageAtlas Land and Homes

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