See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12772 Summerhouse Ln, Midlothian, VA, 23112

4beds
3baths
1,920sqft
$389,950
$203price/sqft
$2,585/moest. monthly cost
$103,400/yrincome needed

About This Home

Welcome to 12772 Summerhouse Ln in Cameron Bay of Chesterfield County! This 4 bedroom/ 2.5 bath home is awaiting its next owners! Inside you will find beautiful granite countertops and backsplash, upgraded bathroom vanities topped with granite, large walk-in closet and jet tub in the primary. Enjoy added comfort and peace of mind with a brand new dual-zone HVAC system, fully replaced in December 2024. Outside you will find a fenced in back yard, front porch large enough for a couple rocking chairs, and rear deck that ready for your grill. Ideally located, the neighborhood sits directly across from the middle and high schools, with the elementary school just down the road, and is only minutes from major shopping and dining options. A fantastic opportunity to own a great home in a highly convenient location!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Manchester High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Microwave,Stove,Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space,Unfinished,Walk-Out Access

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.0 x 15.0

Features

  • Ceiling Fan(s),Dining Area,Eat-in Kitchen,Granite Counters,High Speed Internet,Jetted Tub,Bath in Primary Bedroom,Pantry,Wired for Data,Walk-In Closet(s)
  • Flooring: Partially Carpeted,Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: First
  • Dimensions: 10.0 x 11.0

Laundry

  • Level: First
  • Dimensions: 8.0 x 7.0

Living Room

  • Level: First
  • Dimensions: 24.0 x 14.0

Master Bedroom

  • Level: Second
  • Dimensions: 15.0 x 14.0

Other

  • Level: Second

Property

Details

  • Parcel number: 735673496100000
  • Zoning description: R9

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Deck,Porch
  • Exterior features: Deck,Porch,Unpaved Driveway
  • Has spa: Yes
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 9,408 sqft

Parking

  • Parking features: Driveway,Off Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$125$1,500
Property Taxes $287$3,444
Electricity $202$2,433
Total$2,585$31,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,628/yr
40% on housing$77,550/yr
45% on housing$68,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 23112$199
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23112$214
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$389,950
2026-04-23Listed for sale$399,000
2020-05-05Sold$255,000
2020-03-07Pending sale$257,500
2020-02-27Listed for sale$257,500
2019-12-27Listing removed$264,900
2019-09-26Listed for sale$264,900
2008-08-26Sold$209,950

For Sale by Agent

AgentRylan Spear
BrokerageBHHS PenFed Realty

Similar Homes