413 Chippewa Ln, Rutledge, TN, 37861
About This Home
Exceptional Lakeview Rancher with Unparalleled Potential- seller will accept house selling contingency. Discover a rare opportunity in Lakeview with this stunning brick rancher offering the perfect blend of comfortable living, recreational luxury, and incredible investment potential. Situated on a sprawling 2.73 acres with breathtaking mountain and lake views, this property is a private oasis just four minutes from a public boat launch. Main-Level Living at Its Finest Step inside to experience the ease and elegance of all-main-level living. The heart of this home is a chef's kitchen, meticulously designed for both everyday living and grand-scale entertaining. The immaculate master suite provides a serene retreat, offering a spa-like experience with its luxurious finishes and thoughtful design. Unmatched Amenities for Work and Play The property boasts a detached eight-car garage, providing ample space for vehicles, watercraft, and all your recreational toys. An attached workshop is perfect for hobbies or a home-based business. Additionally, a large storage shed offers plenty of room to store a boat, ensuring you're always ready for a day on the water. Outdoor Paradise Entertain in style or simply relax and unwind in your private outdoor paradise. A huge patio and pool area, complete with a hot tub, create the perfect setting for making lasting memories with family and friends. The expansive grounds offer endless possibilities for gardening, recreation, or simply enjoying the tranquility of your surroundings. Exceptional electrical infrastructure with 600W total service: 200W dedicated to the main house, 200W to the basement, and 200W to the detached garage/barn - providing ample power for all your residential and workshop needs. The garage features a professional-grade BendPak car lift (included with sale), perfect for automotive enthusiasts or anyone needing extra storage space. This rare combination of robust electrical capacity and premium equipment makes this property ideal for hobbyists, contractors, or those seeking a well-equipped home with versatile outbuildings. This has the potential to build an additional dwelling on the property. This remarkable property offers a lifestyle of comfort, luxury, and limitless potential. Don't miss your chance to own this one-of-a-kind Lakeview estate.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2019
Materials
- Construction materials: Brick,Block
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Pantry,Breakfast Bar,Eat-in Kitchen,Bonus Room
- Window features: ENERGY STAR Qualified Windows
- Flooring: Hardwood,Tile
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Propane,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,600
- Total interior livable area: 3,600 sqft
Property
Details
- Parcel number: Irr
Features
- Private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Mountain(s),Country Setting
- Has water view: Yes
Lot
- Lot size: 2.73 Acres
- Features: Level,Rolling Slope
Parking
- Total spaces: 10
- Parking features: Detached,Main Level
- Has garage: Yes
- Attached garage spaces: 10
- Covered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance | $530 | $6,360 |
| Property Taxes | $1,837 | $22,044 |
| Electricity | $292 | $3,510 |
| Total | $7,462 | $89,544 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-22 | Price change | $850,000 |
| 2026-03-10 | Price change | $990,000 |
| 2026-02-18 | Price change | $999,000 |
| 2026-02-11 | Listed for sale | $1,099,000 |
View on Zillow