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14813 Diamond Creek Ter, Midlothian, VA, 23113

3beds
3baths
2,576sqft
$490,000
$190price/sqft
$3,205/moest. monthly cost
$128,200/yrincome needed

About This Home

Enjoy the ease of low-maintenance living without giving up the privacy, space, or 2-car garage of a neighborhood home. Tucked into the quiet community of Brookcreek Crossing, in the heart of Midlothian this thoughtfully designed floor plan has plenty of room to spread out. Built and lovingly maintained by the original owners this home features easy-care luxury vinyl plank flooring, brand-new carpet, fresh paint, updated lighting, and spacious everyday living areas. A welcoming entry hall is flanked by a flexible formal room ideal for a home office, sitting room, or additional dining space. The cozy den with gas fireplace flows seamlessly into the kitchen and dining areas, creating an easy layout for everyday living and entertaining. The kitchen features granite countertops, built-in microwave, double oven, generous pantry storage, and plenty of workspace, while the dining area overlooks the rear deck for easy grilling and outdoor dining. Upstairs, you’ll find a large loft that works beautifully as a second den, playroom, or media space. The spacious primary suite includes Main Street Homes’ signature oversized walk-in closet and a spa-like bath with double vanities, deep soaking tub, and separate shower. Also on this level are two other bedrooms, a dedicated laundry room, and hall bath. Outside, the front porch and steps are freshly painted. The new privacy fence (coming Aug 15th) creates a secure outdoor space for pets, making those early-morning and late-night trips outside a lot easier. This community PROVIDES YARD MAINTENANCE for the home = more time to relax. All of this, just minutes from Stella’s Grocery, Triple Crossing Brewery, Supper Club, Midlothian Middle & High School

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
9/10
Midlothian Middle SchoolGrades 6-82.2 mi
8/10
Midlothian High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Electric Cooking,Freezer,Disposal,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 13.0 x 12.0

Bedroom3

  • Level: Second
  • Dimensions: 13.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.0 x 11.0

Features

  • Ceiling Fan(s),Dining Area,Eat-in Kitchen,Fireplace,Granite Counters,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Loft,Bath in Primary Bedroom,Recessed Lighting,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Partially Carpeted,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,576

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 2,576 sqft

Kitchen

  • Level: First
  • Dimensions: 15.0 x 14.0

Living Room

  • Level: First
  • Dimensions: 17.0 x 15.0

Master Bedroom

  • Level: Second
  • Dimensions: 12.0 x 19.0

Office

  • Level: First
  • Dimensions: 11.0 x 14.0

Other

  • Level: Second

Recreation

  • Level: Second
  • Dimensions: 14.0 x 13.0

Property

Details

  • Parcel number: 719712402800000
  • Zoning description: R9

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Deck,Porch
  • Exterior features: Deck,Porch,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 5,357 sqft
  • Features: Level,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Off Street,Paved,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$120$1,440
Property Taxes $360$4,320
Electricity $248$2,977
Total$3,205$38,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,885/yr
40% on housing$96,150/yr
45% on housing$85,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 23113$232
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23113$240
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$490,000
2026-06-29Price change$500,000
2026-05-29Listed for sale$515,000
2016-06-03Sold$299,950
2016-04-01Price change$299,950
2016-02-29Listed for sale$307,950

For Sale by Agent

AgentCassie Dickerson
BrokerageLiz Moore & Associates

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