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558 E 4th Avenue, Durango, CO, 81301

4beds
4baths
1,919sqft
$1,395,000
$727price/sqft
$7,845/moest. monthly cost
$313,800/yrincome needed

About This Home

Excellent location close to downtown and Fort Lewis College. Easy to keep rented. Fenced back yard and some off street parking. Priced at a 4.20% cap rate and $348,750/unit. 2023 and 2024 financials are available. Tenants pay all utilities.

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
100
BikeBiker's Paradise

Schools

7/10
Park Elementary SchoolGrades PK-50.2 mi
6/10
Escalante Middle SchoolGrades 6-83.0 mi
9/10
Durango High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1915

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • 3/4 bathrooms: 4

Interior Area

  • Total structure area: 1,919
  • Total interior livable area: 1,919 sqft

Property

Details

  • Parcel number: 566529310005
  • Zoning description: Residential Multi Family

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Avalanche
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$293$3,516
Property Taxes $313$3,756
Electricity $186$2,232
Total$7,845$94,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,971/yr
40% on housing$235,350/yr
45% on housing$209,200/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 81301$618
La Plata County$487

vs Homes Sold Last Month

Median $/sqft

ZIP 81301$455
La Plata County$436

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-03Listed for sale$1,395,000
2012-06-12Sold$400,000

For Sale by Agent

AgentMike McAliney
BrokerageHarmony Real Estate, LLC

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