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31473 Marvin Ave, Lindstrom, MN, 55045

4beds
3baths
2,566sqft
$585,000
$228price/sqft
$4,044/moest. monthly cost
$161,760/yrincome needed

About This Home

Welcome home to this beautifully designed 4-bedroom, 3-bathroom home offering the ease of one-level living with additional finished space below. The open-concept main level features soaring vaulted ceilings, stunning maple hardwood floors, and a spacious living room anchored by a cozy fireplace. The kitchen is thoughtfully appointed with custom cabinetry, granite countertops, stainless steel appliances, floating shelves, a large center island, and Kohler fixtures throughout. The private primary suite provides a comfortable retreat, while convenient main-level laundry adds to the home's functionality. The finished lower level expands your living space with a generous family room, a full second kitchen, additional bedrooms, and a third bathroom, making it ideal for entertaining, multi-generational living, or extended guests. Outside, enjoy professional landscaping, irrigation, and sod, along with access to the community's private beach and day docking—perfect for making the most of Minnesota summers. Mortgage savings may be available for buyers of this listing.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Gas Water Heater,Water Filtration System,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Level: Lower
  • Area: 240
  • Dimensions: 15x16

Bedroom4

  • Level: Lower
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Family Room

  • Level: Lower
  • Area: 756
  • Dimensions: 27x28

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,077
  • Finished area above ground: 1,489

Heating & Cooling

  • Heating features: Forced Air,Humidifier
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 2,566
  • Total interior livable area: 2,566 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 10x16

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 10x24

Property

Accessibility

  • Accessibility features: Door Lever Handles

Details

  • Parcel number: 150001254
  • Zoning description: Residential-Single Family
  • Foundation area: 1489

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Composite Decking,Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Screened
  • Fencing: None
  • Waterfront features: Association Access

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 99 x 170 x 100 x 178

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Electric Vehicle Charging Station(s),Floor Drain,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$287$3,444
Property Taxes $583$6,996
Electricity $216$2,597
Total$4,044$48,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,651/yr
40% on housing$121,320/yr
45% on housing$107,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 55045$169
Chisago County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 55045$240
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$585,000
2026-07-21Pending sale$585,000
2026-07-10Listed for sale$585,000
2017-05-16Sold$410,159
2017-05-03Pending sale$405,900
2017-01-14Listed for sale$405,900
2016-12-08Sold$25,000

For Sale by Agent

AgentNicholas (Nick) Junker
BrokerageRedfin Corporation

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