13487 Saint Croix Trl, North Branch, MN, 55056
About This Home
Welcome home to country living at its best! Private setting, can't see it from the road! This spacious 4-bedroom, 2-bath home offers comfort, flexibility and room to grow. Front entry is oversized and includes large mudroom. 2 bedrooms, full bath and living room space on each level. Garage is insulated, including insulated doors and heated. You’ll love the impressive 30x56 pole barn with 10' sidewalls and 9' tall doors, concrete floors, water and electric providing abundant storage and workspace for vehicles, tools, equipment, hobbies, animals and more. There is also a 22x12 loafing shed and pasture for horses and a chicken coop too! Water is also run out to the loafing shed. IF you don't have enough room to ride here, Wild River State Park is just a few minutes away. Sellers recently resided with LP siding, new roof and also new roof and exterior on pole building. Enjoy outdoor living year-round with a huge deck—perfect for relaxing, entertaining, and taking in the peaceful surroundings. Deck is massive, great for hanging out and was built with future four season porch in mind. Power for hot tub is in place. With generous space both inside and out, this well loved one owner property is a must-see for anyone looking for country charm and plenty of room to live life to the fullest. Don’t miss your chance to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Pitched
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Crawl Space,Drain Tiled,Egress Window(s),Finished
Bedroom
- Level: Upper
- Area: 136.5
- Dimensions: 13x10.5
Bedroom2
- Level: Upper
- Area: 117.467
- Dimensions: 12.11x9.7
Bedroom3
- Level: Lower
- Area: 145.41
- Dimensions: 13.10x11.1
Bedroom4
- Level: Lower
- Area: 135.89
- Dimensions: 12.7x10.7
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Deck
- Level: Upper
- Area: 447.12
- Dimensions: 27.6x16.2
Family Room
- Level: Lower
- Area: 187
- Dimensions: 17x11
Features
- Finished area below ground: 712
- Finished area above ground: 966
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,930
- Total interior livable area: 1,678 sqft
Kitchen
- Level: Upper
- Area: 189.66
- Dimensions: 17.4x10.9
Living Room
- Level: Upper
- Area: 205.2
- Dimensions: 17.10x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 090027203
- Zoning description: Residential-Single Family
- Foundation area: 964
Features
- Levels: Multi/Split
- Pool features: None
- Patio & porch: Deck
- Fencing: Electric,Partial
Lot
- Lot size: 10.03 Acres
- Features: Suitable for Horses,Tree Coverage - Medium
- Lot size dimensions: irr
Parking
- Total spaces: 3
- Parking features: Attached,Gravel,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chisago County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $369 | $4,428 |
| Property Taxes | $430 | $5,160 |
| Electricity | $170 | $2,050 |
| Total | $3,901 | $46,812 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Listed for sale | $579,900 |
| 2026-07-29 | Pending sale | $579,900 |
| 2026-07-20 | Listed for sale | $579,900 |
| 2005-07-22 | Sold | $224,844 |
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