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9307 NE 97th Ter, Kansas City, MO, 64157

4beds
3baths
2,379sqft
$534,900
$225price/sqft
$3,716/moest. monthly cost
$148,640/yrincome needed

About This Home

ELEVATED LIVING BEGINS HERE... Discover a home where thoughtful design, generous living spaces, and everyday comfort come together in one exceptional package. This impressive two-story residence welcomes you with an open-concept floor plan filled with natural light, creating an inviting atmosphere for both entertaining and daily living. The gourmet kitchen serves as the heart of the home, featuring abundant cabinetry, a large center island, stainless steel appliances, and seamless flow into the dining area and spacious great room with a cozy fireplace. Upstairs, the expansive primary suite offers a private escape complete with a spa-inspired bath, dual vanities, soaking tub, separate shower, and an oversized walk-in closet with convenient access to the laundry room. Three additional generously sized bedrooms provide flexibility for family, guests, or hobbies. Step outside to enjoy the covered deck overlooking a spacious backyard—perfect for morning coffee, outdoor dining, or relaxing evenings. The full daylight basement offers endless possibilities for future expansion, while the three-car garage provides ample room for vehicles, storage, and recreational equipment. Nestled within a community offering neighborhood amenities, this home delivers the perfect balance of style, function, and quality of life. A rare opportunity to enjoy refined living in one of the area's sought-after neighborhoods.

Getting Around

19
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

7/10
Heritage Middle SchoolGrades 6-82.4 mi
9/10
Liberty North High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone Trim,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Bedroom Level,In Hall

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Unfinished

Bathroom2

  • Features: Ceramic Tiles,Separate Shower And Tub
  • Level: Second

Bedroom2

  • Features: Carpet
  • Level: Second

Bedroom3

  • Features: Carpet
  • Level: Second

Bedroom4

  • Features: Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,379

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Heatpump/Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,379
  • Total interior livable area: 2,379 sqft

Kitchen

  • Level: First

Living Room

  • Features: Built-in Features,Carpet,Ceiling Fan(s),Fireplace
  • Level: First

Master Bathroom

  • Features: Double Vanity,Separate Shower And Tub,Walk-In Closet(s)
  • Level: Second

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Property

Details

  • Parcel number: 109170005008.00
  • Exclusions: As-Is,Where-Is

Features

  • Patio & porch: Porch
  • Spa features: Bath

Lot

  • Lot size: 0.25 Acres
  • Features: City Lot,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$359$4,308
Property Taxes $472$5,664
Electricity $181$2,180
Total$3,716$44,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,405/yr
40% on housing$111,480/yr
45% on housing$99,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 64157$204
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64157$192
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$524,900
2026-08-11Listed for sale$534,900
2024-03-18Listing removed--
2024-03-12Listed for rent$2,595
2022-02-18Listing removed--
2022-02-02Price change$2,545
2022-01-20Price change$2,645
2022-01-10Price change$2,745
2021-11-30Price change$2,845
2021-11-06Listed for rent$2,945
2019-10-19Listing removed$2,450
2019-09-13Listed for rent$2,450
2017-09-14Sold--
2017-09-13Pending sale$325,000
2017-08-14Listed for sale$325,000
2014-03-28Sold--
2013-12-11Listed for sale$269,900

For Sale by Agent

AgentKimberly Killian
BrokerageRealty Platinum Professionals

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