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274 Greenwich St, Kutztown, PA, 19530

--beds
--baths
7,280sqft
$1,300,000
$179price/sqft
$9,574/moest. monthly cost
$382,960/yrincome needed

About This Home

Presenting a premier student housing investment at 274–306 Greenwich Street in Kutztown, PA — four well-maintained townhome-style units built in 2012, offering a combined 20 bedrooms and 12 bathrooms, ideally positioned to serve Kutztown University's strong and consistent rental demand. Situated a mere two blocks from the main University campus, it’s prime location makes it highly desirable for prospective student tenants. Each townhome features five bedrooms and three bathrooms, solid wood doors, and all hard-surface flooring throughout, reflecting quality construction and durable, low-maintenance finishes. The property benefits from a track record of stable, high-quality tenancy — including sororities, senior students, and university athletes — and is currently fully leased for the upcoming academic year, providing immediate income for a new owner. Academic-year leases provide reliable turnover structure, while an owner-provided electric cap arrangement and newer units keep costs predicable. The Landlord covers all utilities including Boro funded internet at very affordable pricing, but has a cap on electrical use, with overage billed back to the residents. Typically the unit is leased collectively to a group, with each occupant signing a separate lease for their room. The rent is paid per semester, up front in full before semester starts.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Kutztown El SchoolGrades K-50.7 mi
7/10

Construction

Condition

  • Year built: 2012

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 7,280
  • Total interior livable area: 7,280 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 55544308785950
  • Zoning: C1
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 22
  • Parking features: Parking Lot,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$470$5,640
Property Taxes $1,733$20,796
Electricity $798$9,584
Total$9,574$114,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$328,251/yr
40% on housing$287,220/yr
45% on housing$255,306/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 19530$197
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19530$191
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$1,300,000
2011-05-06Sold$190,000

For Sale by Agent

AgentNaomi Brown
BrokerageClear Multifamily LLC

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