6624 145th Cir N, Hugo, MN, 55038
About This Home
This beautiful, spacious 5-bedroom, 3-bath rambler offers an open floor plan with a warm and inviting feel—perfect for entertaining family and friends. Natural woodwork throughout adds charm, while the main-floor laundry and private bedroom/bathroom suite provides everyday convenience. Relax by the cozy fireplace or gather in the generous living spaces designed for comfort and connection. Step outside to an oversized deck and patio overlooking a serene backyard pond, creating a peaceful setting to enjoy nature year-round—from summer evenings outdoors to winter activities right at home. The property also features an in-ground sprinkler system, a partially finished three-car garage, and beautifully maintained landscaping that enhances its welcoming curb appeal. Conveniently located near Diamond Point Park, this home truly offers the perfect balance of comfort living with scenic surroundings. This home is within minutes of White Bear Lake. Time to make this private retreat your new home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Humidifier,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 195
- Dimensions: 15x13
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom3
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom4
- Level: Lower
- Area: 121
- Dimensions: 11x11
Bedroom5
- Level: Lower
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Deck
- Level: Main
- Area: 336
- Dimensions: 21x16
Dining Room
- Level: Main
- Area: 150
- Dimensions: 15x10
Family Room
- Level: Lower
- Area: 750
- Dimensions: 30x25
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,463
- Finished area above ground: 1,550
Foyer
- Level: Main
- Area: 45
- Dimensions: 9x5
Garage
- Level: Main
- Area: 693
- Dimensions: 33x21
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,013
- Total interior livable area: 3,013 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 15x12
Living Room
- Level: Main
- Area: 432
- Dimensions: 27x16
Mud Room
- Level: Main
- Area: 91
- Dimensions: 13x7
Patio
- Level: Lower
- Area: 240
- Dimensions: 20x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2103121310026
- Zoning description: Residential-Single Family
- Foundation area: 1550
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Fencing: None
- Waterfront features: Pond
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: irregular
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Electric,Garage Door Opener,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $521 | $6,252 |
| Electricity | $254 | $3,049 |
| Total | $3,650 | $43,800 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $519,900 |
| 2026-06-04 | Listed for sale | $519,900 |
| 2026-03-30 | Listing removed | $554,900 |
| 2026-03-21 | Listed for sale | $554,900 |
| 2020-10-02 | Listing removed | -- |
| 2020-09-01 | Listed for sale | -- |
| 2015-01-09 | Sold | $287,000 |
| 2006-05-04 | Sold | $119,900 |
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