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38260 Explorer Cir, North Branch, MN, 55056

2beds
2baths
1,728sqft
$249,900
$145price/sqft
$1,750/moest. monthly cost
$70,000/yrincome needed

About This Home

Beautiful 2013 End-Unit Townhome – This stunning 2 bedroom, 2 bathroom end-unit townhome, built in 2013, offers approximately 1,564 sq ft of comfortable living space with an attached 2-car garage. Enjoy an open, light-filled layout with fantastic open-space views that create a bright and airy feel throughout. This home has been thoughtfully upgraded with numerous high-quality features, including: Premium stainless steel appliances Washer and dryer included Custom window treatments Patio door leading to a generous 12x8 deck Large 15'x10' concrete patio perfect for entertaining or relaxing Professional landscaping Upgraded lighting package Garage cabinets for added storage and organization Additional highlights include a large storage/utility room and move-in-ready condition — all the work has been done for you! Located in a desirable North Branch neighborhood, this end-unit townhome provides privacy and convenience with quick possession available. Whether you're looking for your first home or a low-maintenance lifestyle, this is truly a must-see property!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Egress Window(s),Finished,Full

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom2

  • Level: Lower
  • Area: 110
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Family Room

  • Level: Lower
  • Area: 432
  • Dimensions: 24 x 18

Features

  • Finished area below ground: 700
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Patio

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110107171
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 864

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$159$1,908
Property Taxes $158$1,896
Electricity $170$2,050
Total$1,750$21,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,000/yr
40% on housing$52,500/yr
45% on housing$46,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 55056$175
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55056$197
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$274,900
2026-04-10Listed for sale$289,900
2016-07-28Sold$155,900
2016-03-26Listing removed$1,395
2016-03-16Listed for rent$1,395
2013-10-31Sold$141,670
2013-08-07Sold$141,670
2011-01-26Listing removed$15,000
2010-11-02Listed for sale$15,000

For Sale by Agent

AgentRyan Berner
BrokerageRealty Executives Top Results

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