See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34501 Vista Rd, Taylors Falls, MN, 55084

5beds
3baths
3,634sqft
$679,900
$187price/sqft
$4,765/moest. monthly cost
$190,600/yrincome needed

About This Home

Tucked away on nearly 16 picturesque acres, this beautifully updated farmhouse offers the perfect blend of timeless character and modern comfort. With 5 bedrooms, 3 bathrooms, and room to truly spread out, this is the kind of property that invites a slower pace without sacrificing convenience. The classic farmhouse has been thoughtfully updated while preserving the warmth and charm that makes it special. A spacious kitchen serves as the heart of the home, while the sun-filled porch provides the perfect spot to sip your morning coffee and watch the countryside come to life. Outside, the possibilities are endless. Whether you've dreamed of starting a hobby farm, bringing horses or livestock home, gardening, or simply enjoying wide open spaces, this property is ready for it. A barn, pole building, multiple paddocks, bunk house, mature fruit trees, wooded trails, 250 x 150 horse arena, and fenced pastures create an incredible setting for recreation, animals, and hobbies. If you've been searching for privacy, acreage, and the charm of country living without giving up the comforts of an updated home, this one is truly something special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom

  • Level: Main
  • Area: 340
  • Dimensions: 20x17

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom2

  • Level: Upper
  • Area: 304
  • Dimensions: 19x16

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom4

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 160
  • Dimensions: 20x8

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,634

Heating & Cooling

  • Heating features: Fireplace(s),Geothermal,In-Floor Heating
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total structure area: 3,634
  • Total interior livable area: 3,634 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Laundry

  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Loft

  • Level: Third
  • Area: 340
  • Dimensions: 20x17

Other

  • Level: Main
  • Area: 360
  • Dimensions: 20x18

Sun Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080011900
  • Zoning description: Agriculture
  • Wooded area: 217800
  • Foundation area: 2200
  • Horse amenities: Tack Room

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Fencing: Wire,Wood
  • Topography of land: Pasture,Rolling

Lot

  • Lot size: 15.92 Acres
  • Features: Green Acres,Irregular Lot,Suitable for Horses,Tillable,Tree Coverage - Heavy
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 4
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$505$6,060
Property Taxes $517$6,204
Electricity $306$3,677
Total$4,765$57,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,371/yr
40% on housing$142,950/yr
45% on housing$127,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 55084$180
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55084$216
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$679,900
2026-07-09Listed for sale$699,900
2023-08-18Sold$645,000
2023-07-26Pending sale$645,000
2023-05-11Listed for sale$645,000
2020-01-22Sold$470,000
2020-01-22Pending sale$524,000
2019-12-20Listed for sale$524,000
2019-12-20Pending sale$524,000
2019-12-20Pending sale$524,000
2019-11-15Price change$525,000
2019-11-05Price change$545,000
2019-10-02Price change$550,000
2019-09-29Price change$573,900
2019-09-04Price change$575,000
2019-07-17Listed for sale$599,900
2016-11-21Sold$360,000
2015-06-24Sold$360,000
2009-12-11Sold$320,000
2006-12-18Sold$40,000
2005-12-28Sold$375,000
2004-08-24Sold$285,000
1999-07-07Sold$182,000

For Sale by Agent

AgentLexi Clercx
BrokerageReal Broker, LLC

Similar Homes