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10487 Coulter Pine St, Lolo, MT, 59847

4beds
3baths
3,512sqft
$850,000
$242price/sqft
$5,316/moest. monthly cost
$212,640/yrincome needed

About This Home

A standout value in today’s market this home is exceptionally well suited for buyers seeking a modern lifestyle with the practicality of main-floor living, generous square footage, and a polished, turnkey presentation. Whether for a growing family, active professionals, or those looking to simplify without sacrificing space or style, 10487 Coulter Pine Street delivers comfort, elegance, and everyday livability in one impressive package. This home is exceptionally well suited for buyers seeking a modern lifestyle. This beautifully designed 4-bedroom, 3-bath home features approximately 3,512 square feet of thoughtfully planned space with an ideal layout for both families and couples seeking the convenience of main-floor living. Modern and move-in ready, the home showcases clean architectural lines, upscale finishes, and generous natural light throughout. The sophisticated kitchen serves as the heart of the home with ample workspace, attractive cabinetry, and a layout ideal for both everyday living and entertaining. Spacious bedrooms and multiple bathrooms provide flexibility for guests, children, home office space, or multi-generational living. The main level provides the ease and comfort today’s buyers are searching for, with a spacious primary suite, open-concept living areas, and convenient access to daily living spaces without the need for stairs. The design flows effortlessly from the kitchen into the dining and living areas, creating an inviting atmosphere for entertaining guests, hosting family gatherings, or simply enjoying quiet evenings at home. The fully finished lower level adds versatility with additional living space perfect for a media room, recreation area, workout room, or private guest retreat. Outside, the property offers room to relax and enjoy Montana living with a setting that balances neighborhood convenience and scenic surroundings.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Lolo Elementary SchoolGrades PK-40.6 mi
4/10
Lolo Middle SchoolGrades 5-80.6 mi
7/10
Sentinel High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2012

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Masonite,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,500

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,512 sqft

Property

Details

  • Parcel number: 04209227106010000
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Wood,Wire
  • Has view: Yes
  • View description: Residential
  • Topography of land: Level

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Front Yard,Landscaped,Sprinklers In Ground,Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire
Winter Weather
Avalanche
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance $264$3,168
Property Taxes $513$6,156
Electricity $241$2,893
Total$5,316$63,792

Income You'd Need if You Spent...

35% on housing$182,262/yr
40% on housing$159,480/yr
45% on housing$141,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 59847$517
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59847$267
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$850,000
2026-03-26Price change$885,000
2025-10-12Price change$900,000
2025-09-02Price change$925,000
2025-08-12Price change$899,000
2025-07-15Price change$925,000
2025-06-21Listed for sale$975,000
2012-09-25Sold--

For Sale by Agent

AgentRobin Kaufman
BrokerageEngel & Völkers Western Frontier - Missoula

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