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304 High St, Perth Amboy, NJ, 08861

3beds
4baths
1,680sqft
$475,000
$283price/sqft
$3,549/moest. monthly cost
$141,960/yrincome needed

About This Home

This 3 Bedroom Townhouse also offers Living room, Formal Dining room, Kitchen, 2 full baths / 2 half baths, Full basement with Nice Bar ,Central Air, New Roof & Chimney CUMMUNITY POOL FOR WEEKEND USE Only and more

Getting Around

93
WalkingWalker's Paradise
54
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

4/10
Anthony V Ceres SchoolGrades K-50.5 mi
4/10
Mc Ginnis Middle SchoolGrades 6-80.2 mi
1/10
Perth Amboy High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Range/Oven,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished, Bath Half

Bathroom

  • Features: Tub Only, Stall Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Kitchen,Bath Half,Living Room,Dining Room,3 Bedrooms,Bath Full,Bath Main,Attic
  • Flooring: See Remarks
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: A/C Central - Some

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Features: Separate Dining Area

Property

Details

  • Parcel number: 00000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private

Lot

  • Features: See Remarks
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Asphalt,Common,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$168$2,016
Property Taxes $787$9,444
Electricity $193$2,318
Total$3,549$42,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,680/yr
40% on housing$106,470/yr
45% on housing$94,640/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$272
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$475,000
2022-12-30Sold$385,000
2022-08-02Contingent$399,900
2022-06-23Listed for sale$399,900
2012-04-12Sold$135,000
2011-09-15Listing removed$149,900
2011-07-16Listed for sale$149,900

For Sale by Agent

AgentEUGENE HIGGINS
BrokerageRE/MAX 1st ADVANTAGE

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