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3625 Kutztown Rd, Reading, PA, 19605

4beds
4baths
2,496sqft
$480,000
$192price/sqft
$3,496/moest. monthly cost
$139,840/yrincome needed

About This Home

Excellent opportunity in Laureldale! This property has 4 bedrooms, 3 full baths, and a detached two car garage. Ideal for a residence! And, with the flexible Commercial Zoning, this property would lend itself to an in-home business where you can work and live too. (subject to the zoning regulations of Laureldale Borough). High visibility display window space along Kutztown Road.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
Muhlenberg El CenterGrades K-30.1 mi
3/10
Muhlenberg Middle SchoolGrades 7-90.4 mi
3/10
Muhlenberg High SchoolGrades 10-120.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1920

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Additional Stairway,Attic,Ceiling Fan(s),Dining Area,Floor Plan - Traditional,Eat-in Kitchen,Store/Office
  • Window features: Replacement
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,496

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Ductless,Window Unit(s),Electric

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 2,496 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 57530920907992
  • Zoning: COMMERCIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size: 7,840 sqft
  • Features: Suburban
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$156$1,872
Property Taxes $640$7,680
Electricity $273$3,286
Total$3,496$41,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,862/yr
40% on housing$104,880/yr
45% on housing$93,226/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 19605$160
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19605$181
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$460,000
2026-06-24Listed for sale$480,000
2023-04-12Sold$250,000

For Sale by Agent

AgentRandy Weidner
BrokerageRE/MAX Of Reading

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