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2804 Gaya Ct, Hillsborough, NC, 27278

5beds
3baths
3,855sqft
$700,000
$182price/sqft
$4,543/moest. monthly cost
$181,720/yrincome needed

About This Home

*Hardwood floors are being refinished, now is your opportunity to pick the finish color!* Room to Breathe. Room to Spread Out. Room for What's Next. Some properties just give you more. Tucked in a quiet cul-de-sac on a private two-acre lot, 2804 Gaya Court delivers the kind of space that's getting harder to find anywhere close to town; without asking you to trade away convenience to get it. The main level lives the way a traditional home should: 1,967 square feet, four bedrooms, two full baths, and an easy flow through common areas finished in rich hardwoods, with durable LVP in the bedrooms. Fresh paint throughout gives the entire home a clean, move-in-ready feel. The primary suite is a genuine retreat -- a large walk-in closet, a separate shower, and a soaking tub set beneath a picture window that pulls the outdoors in. Downstairs is where this property really separates itself from the pack. The full walk-out basement houses a nearly 800-square-foot apartment with its own private exterior entrance -- and interior access to the main home. Two bedrooms, a full kitchen, and a full bath make it a true dual-living setup: ideal for extended family, long-term guests, or as a legitimate income-producing rental or short-term stay. Alongside the ADU, two generous flex rooms are ready to become whatever you need -- home gym, workshop, movie theater, studio, or rec room. Your call. Outside is where the property stretches its legs. Nearly an acre of the backyard is fully fenced -- a rare luxury that opens the door to gardens, pets, projects, or simply the quiet of your own wide-open space. The main back deck runs an impressive 36x16, and that's not even all of it. Morning coffee, weekend cookouts, dinners under the stars -- this is the entertainer's canvas, wrapped in mature privacy rather than neighbors' windows. Practical details are handled too: a recent roof, newer HVAC, means the big-ticket items are already checked off. And while the setting feels tucked away, you're just minutes from downtown Hillsborough and a quick hop to the interstates, keeping the rest of the Triangle easily within reach. Space to host. Space to work. Space to grow. Space to simply get away from it all. 2804 Gaya Court is the rare property that says yes to all of it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Grady Brown ElementaryGrades PK-51.0 mi
3/10
A L Stanback MiddleGrades 6-83.3 mi
6/10
Cedar Ridge HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Block,Permanent
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Apartment, Block, Daylight, Exterior Entry, Finished, Full, Heated, Interior Entry, Storage Space, Workshop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Apartment/Suite,Bathtub/Shower Combination,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,High Ceilings,In-Law Floorplan,Pantry,Smart Camera(s)/Recording,Smart Thermostat,Smooth Ceilings,Soaking Tub
  • Window features: Double Pane Windows
  • Flooring: Concrete,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,888
  • Finished area above ground: 1,967
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Heat Pump,Zoned
  • Cooling features: Central Air,Dual,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,855
  • Total interior livable area: 3,855 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 9853929828
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Fenced Yard,Garden,Private Entrance,Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Back Yard, Fenced, Gate, Wire
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 2 Acres
  • Features: Back Yard,Cleared,Garden,Level,Partially Cleared,Private,Secluded,Wooded
  • Lot size dimensions: see plat

Parking

  • Total spaces: 8
  • Parking features: Asphalt,Driveway,Garage,Heated Garage,Kitchen Level,Off Street,Outside,Oversized,Paved,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$209$2,508
Property Taxes $436$5,232
Electricity $359$4,308
Total$4,543$54,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,760/yr
40% on housing$136,290/yr
45% on housing$121,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 27278$258
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27278$236
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$735,000
2026-04-09Listed for sale$750,000
2018-05-03Sold$381,500
2018-03-23Pending sale$375,000
2018-03-18Listed for sale$375,000
2018-01-18Pending sale$375,000
2017-12-19Listed for sale$375,000
2017-10-04Sold$240,000

For Sale by Agent

AgentNoah B Chase
BrokerageHoward Hanna Allen Tate Hillsb

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