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5408 Saint Stephens Ct, Cleveland, OH, 44102

2beds
3baths
1,588sqft
$375,000
$236price/sqft
$3,068/moest. monthly cost
$122,720/yrincome needed

About This Home

The home is walking distance to all Ohio City has to enjoy, from Judith coffee house to the community garden. St Stephens church and school anchor the surrounding neighborhood. St Stephens Ct neighbors are friendly and helpful. The house is in great condition and was one of the models during construction, so it had a few extra features such as main bedroom built ins. The paver patio is brand new and lets you enjoy the outside with a simple walk out the garage back door. With St Stephens Ct functioning as a true courtyard, the "micro community" feeling is comfortable and warm. Pulling into the 2 car garage is easy at 5408, with a simple turn from the "courtyard" Super low HOA and minimal landscape fee takes care of snow removal, mulch and exterior maintenance. With a new water heater, recently serviced HVAC, newer washer and refrigerator this unit is move in ready.

Getting Around

71
WalkingVery Walkable
55
TransitGood Transit
71
BikeVery Bikeable

Schools

3/10
Waverly Elementary SchoolGrades PK-80.1 mi
5/10
Orchard SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,In Unit,Upper Level

Bedroom

  • Level: Third
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Second
  • Dimensions: 11 x 9

Features

  • Granite Counters,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,588

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,588
  • Total interior livable area: 1,588 sqft

Kitchen

  • Level: Second
  • Dimensions: 13 x 11

Living Room

  • Level: Second
  • Dimensions: 22 x 13

Primary Bedroom

  • Level: Third
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 00232196
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Balcony
  • Exterior features: Balcony

Lot

  • Lot size: 1,306 sqft
  • Features: City Lot,Flat,Level
  • Lot size dimensions: 27 x 48

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$389$4,668
Property Taxes $590$7,080
Electricity $193$2,320
Total$3,068$36,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,188/yr
40% on housing$92,040/yr
45% on housing$81,813/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 44102$127
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44102$107
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$375,000
2023-09-02Listing removed--
2023-08-21Listed for rent$2,100
2021-07-18Listing removed--
2021-07-12Listed for rent$1,750
2016-12-05Sold$220,000
2010-09-24Listing removed$189,900
2010-04-07Listed for sale$189,900

For Sale by Agent

AgentSteven Koleno
BrokerageBeycome Brokerage Realty LLC

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