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514 W Arch St, Lancaster, SC, 29720

4beds
3baths
1,900sqft
$254,999
$134price/sqft
$1,711/moest. monthly cost
$68,440/yrincome needed

About This Home

ONE-OF-A-KIND HISTORIC MASTERPIECE | 100% REMODELED LUXURY Step into the heart of Lancaster’s historic district and discover a home where timeless character meets impeccable modern design. This 4 bedroom, 3-bathroom residence has been stripped to the studs and reimagined with a 100% total remodel—offering a level of finish and sophistication rarely seen in the area. The Highlights: • The Design: An open-concept flow featuring high-end custom tile work throughout every oversized bathroom. • The Space: Beyond the three spacious bedrooms, enjoy a dedicated Flex Space and a large Bonus Room, perfect for a home office, gym, or media center. • The Storage: Unrivaled closet space in every room—a rare find for a historic-district property. • The Finishes: Every inch is immaculate. From the designer bathrooms to the sleek flooring and updated lighting, this home is truly "move-in ready." Located just steps from the culture and charm of downtown Lancaster, this home offers the prestige of a historic location without the maintenance of an older house. There is truly none other like it on the market. • Minutes to the Historic Lancaster Cultural Arts District. • Easy commute to both the Waxhaw and Charlotte metro areas. Act fast—this level of craftsmanship in this location will not last

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
2/10
Lancaster High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,None
  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Fireplace features: Bonus Room
  • Finished area below ground: 0
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0081A0D023.00
  • Zoning: CITY
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch

Lot

  • Lot size: 0.20 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lancaster County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$104$1,248
Property Taxes $114$1,368
Electricity $204$2,449
Total$1,711$20,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,662/yr
40% on housing$51,330/yr
45% on housing$45,626/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.1%
8.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 29720$166
Lancaster County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 29720$188
Lancaster County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$274,499
2026-04-24Listed for sale$274,999
2021-03-12Sold$50,000
2021-01-19Pending sale$89,000
2021-01-08Listed for sale$89,000

For Sale by Agent

AgentKenisha Ingram
BrokerageNorthGroup Real Estate LLC

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