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1077 E Shore Dr, Lancaster, SC, 29720

2beds
2baths
1,308sqft
$249,900
$191price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

An exceptional opportunity awaits on the shores of Cedar Pines Lake. Set on 0.71 acres, this two-bedroom, one-and-a-half-bath waterfront residence combines lake views,a generous homesite and impressive garage capacity with the opportunity to create a personalized lakeside retreat. The open lot offers ample space for outdoor living, entertaining and enjoying the waterfront setting. Inside, the home is ready for thoughtful updates and customization, providing a foundation for bringing your vision to life. Car enthusiasts, hobbyists and those seeking additional storage will appreciate the two-car attached garage and separate two-car detached garage, offering four total garage spaces. Whether envisioned as a primary residence, seasonal getaway or investment opportunity, this property offers versatility in a sought-after waterfront setting. Bring your ideas and discover the possibilities of life along Cedar Pines Lake.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Erwin Elementary SchoolGrades PK-52.8 mi
2/10
South Middle SchoolGrades 6-83.5 mi
2/10
Lancaster High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,308

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,308
  • Total interior livable area: 1,308 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0066D0D016.00
  • Zoning: LDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock,Waterfront
  • Waterbody name: Cedar Pine Lake

Lot

  • Lot size: 0.71 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Earthquake
Hail
Winter Weather

FEMA Declared Disasters in Lancaster County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$102$1,224
Property Taxes $112$1,344
Electricity $204$2,449
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 8.1%
8.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 29720$166
Lancaster County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 29720$188
Lancaster County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$249,900

For Sale by Agent

AgentAmber Matzke
BrokeragePremier Sotheby's International Realty

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