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20925 Houseman Ter, Ashburn, VA, 20148

4beds
4baths
2,498sqft
$714,900
$286price/sqft
$4,428/moest. monthly cost
$177,120/yrincome needed

About This Home

**LOCATED IN A DESIRABLE NEIGHBORHOOD, THIS LOVELY END UNIT TOWN-HOME IS SITUATED IN A GREAT COMMUNITY! ENJOY WALKS TO THE LOVELY PREMIERE LIFESTYLE SHOPPING CENTER FEATURING MORE THAN 30 RETAILERS FOR SHOPPING, DINING AND LIFESTYLE AMENITIES. BIKE PATHS AND WALKING TRAILS SURROUND THE COMMUNITY AS WELL ADDING LOTS OF OPTIONS FOR YOU DAYS AND EVENINGS. INSIDE THIS HOME IS FANTASTIC AND FEATURE 4 BR'S AND LOTS OF SPACE FOR GROWING. THE UPPER LEVEL HOST 3 BR'S INCLUDING A SPACIOUS PRIMARY BR W/ A WALK IN CLOSET. INCLUDED ON THE 1ST FLOOR IS A OPEN FLOOR PLAN WITH A FANTASTIC KITCHEN, OPEN LIVING & DINING ROOM WITH GLEAMING HARDWOOD FLOORS. THE LOWER LEVEL BOAST A 4TH BR WITH A FIREPLACE AND A FULL BATH. THIS LOVELY HOME IS PRICED TO ALLOW THE NEW OWNER TO PERSONALIZE THE WITH THEIR OWN FLOORING AND PAINT SELECTIONS. IT'S SPACIOUS WITH 4 BEDROOMS AND AN END UNIT WITH NEARLY 2500 SQ FT COMPLETE WITH A 2 CAR GARAGE. WELCOME HOME**

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

10/10
Trailside Middle SchoolGrades 6-81.7 mi
9/10
Stone Bridge High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2008

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial,Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Exhaust Fan,Double Oven,Oven,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Windows

Bathroom2

  • Features: Bathroom - Tub Shower
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 140
  • Dimensions: 14 X 10

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 100
  • Dimensions: 10 X 10

Bedroom4

  • Features: Attached Bathroom,Fireplace - Gas,Flooring - Carpet,Walk-In Closet(s)
  • Level: Lower
  • Area: 221
  • Dimensions: 13 X 17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),Crown Molding,Flooring - HardWood
  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Features

  • Soaking Tub,Breakfast Area,Built-in Features,Ceiling Fan(s),Chair Railings,Combination Dining/Living,Crown Molding,Dining Area,Floor Plan - Traditional,Kitchen - Gourmet,Primary Bath(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile/Brick,Wood
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,498

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 2,498 sqft

Kitchen

  • Features: Granite Counters,Flooring - HardWood,Eat-in Kitchen,Kitchen - Gas Cooking,Lighting - Pendants,Living/Dining Room Combo,Pantry
  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Flooring - HardWood
  • Level: Main
  • Area: 160
  • Dimensions: 10 X 16

Other

  • Level: Lower

Primary Bathroom

  • Features: Soaking Tub,Bathroom - Stall Shower,Flooring - Ceramic Tile
  • Level: Upper

Primary Bedroom

  • Features: Attached Bathroom,Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 255
  • Dimensions: 15 X 17

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 154470504000
  • Zoning: 01
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Exterior features: Sidewalks

Lot

  • Lot size: 2,614 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Faces Front,Garage Door Opener,Driveway,Surface,Unassigned,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,614$43,368
Home Insurance *$95$1,140
Property Taxes $479$5,748
Electricity $240$2,887
Total$4,428$53,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,817/yr
40% on housing$132,840/yr
45% on housing$118,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 20148$287
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20148$256
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$714,900
2026-07-11Listed for sale$739,900
2019-07-26Listing removed$2,600
2019-07-14Listed for rent$2,600
2017-07-18Listing removed$2,400
2017-07-13Price change$2,400
2017-05-13Listed for rent$2,500
2015-11-14Listing removed$2,250
2015-10-29Price change$2,250
2015-08-31Price change$2,400
2015-07-21Listed for rent$2,450
2015-01-01Sold$395,000
2013-08-13Sold$432,900
2013-07-12Pending sale$437,900
2013-06-30Listed for sale$437,900
2009-08-31Sold$395,000
2008-10-30Sold$421,145

For Sale by Agent

AgentReggie Copeland
BrokerageCR Copeland Real Estate, LLC

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