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17981 Horizon Hills Ln, Montpelier, VA, 23192

8beds
8baths
7,910sqft
$1,700,000
$215price/sqft
$11,053/moest. monthly cost
$442,120/yrincome needed

About This Home

Enjoy this all-brick Colonial featuring 8 bedrooms, 8 full baths, nearly 8,000 SF, an attached 3-car garage, 22 KW Generator, 1st and 2nd floor primary suites, all situated on nearly 25 acres with an attached in-law suite offering its own private entrance. This operational farm includes a barn with hot and cold water, electricity, and 3 working stalls, plus a detached 2-car metal garage with a concrete floor, operational doors, and a generator, along with a larger chicken coop featuring electric fencing and automatic doors. Two pastures, approximately 4 acres and 1.5 acres, both offer water and electricity. Explore 12 acres of wooded trails behind the home, perfect for horseback riding, walking, or running, plus a vegetable and fruit garden and a bee and butterfly garden with an automatic watering system. Step into a bright, spacious foyer opening to the formal living room with an exposed brick gas fireplace and sightlines to the eat-in area and sunroom. The bright, open sunroom also features an exposed brick gas fireplace and overlooks the pastures and woods. The dining room with built-ins sits just off the kitchen and includes a butler's pantry with a wine fridge and open shelving. The well-appointed kitchen boasts a Viking refrigerator, 6-burner Wolf range with double ovens and vent hood, double-drawer dishwasher, walk-in pantry with solid shelving, and a large island with seating. Step onto the expansive screened porch overlooking the woods, perfect for everyday dining or entertaining. The 1st floor primary suite offers a spacious bath with a soaking tub, tiled walk-in shower, water closet, and walk-in closet. The 2nd floor primary features two walk-in closets, a walk-in shower, water closet, and private terrace overlooking the property. The oversized laundry room includes tile floors, cabinetry, and a utility sink. The spacious 3rd floor is ideal for entertaining and features a full bath and dry bar. Don't miss this incredible property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
6/10
Liberty Middle SchoolGrades 6-810.2 mi
3/10
Patrick Henry High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Brick,Drywall,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 23.0 x 15.10

Additional Room

  • Level: Second
  • Dimensions: 20.4 x 20.3

Additional Room

  • Level: Third
  • Dimensions: 26.5 x 25.9

Additional Room

  • Level: Third
  • Dimensions: 14.3 x 4.11

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Exhaust Fan,Gas Cooking,Disposal,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Range Hood,Self Cleaning Oven,Stove,Tankless Water Heater,Wine Cooler,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space,Heated

Bedroom2

  • Level: First
  • Dimensions: 10.10 x 19.0

Bedroom3

  • Level: Second
  • Dimensions: 17.0 x 19.3

Bedroom4

  • Level: Second
  • Dimensions: 19.8 x 16.9

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 8

Dining Room

  • Level: First
  • Dimensions: 19.8 x 12.3

Dining Room

  • Level: First
  • Dimensions: 17.2 x 13.8

Dining Room

  • Level: Second
  • Dimensions: 22.6 x 10.8

Features

  • Bookcases,Built-in Features,Bedroom on Main Level,Butler's Pantry,Breakfast Area,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,French Door(s)/Atrium Door(s),Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Pantry,Recessed Lighting,Wired for Data,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Ceramic Tile,Partially Carpeted,Wood
  • Number of fireplaces: 4
  • Fireplace features: Gas,Masonry,Vented,Insert
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 7,910

Florida Room

  • Level: First
  • Dimensions: 14.0 x 17.0

Foyer

  • Level: First
  • Dimensions: 12.6 x 19.2

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 7,910 sqft

Kitchen

  • Level: First
  • Dimensions: 15.7 x 17.0

Kitchen

  • Level: Second
  • Dimensions: 21.11 x 11.10

Laundry

  • Level: Second
  • Dimensions: 7.10 x 11.9

Living Room

  • Level: First
  • Dimensions: 17.4 x 20.10

Master Bedroom

  • Level: First
  • Dimensions: 14.10 x 20.8

Master Bedroom

  • Level: Second
  • Dimensions: 15.5 x 11.9

Office

  • Level: Second
  • Dimensions: 17.9 x 17.9

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 7801989902
  • Zoning description: AR6
  • Other equipment: Generator,Satellite Dish
  • Horse amenities: Horses Allowed

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Screened,Porch
  • Exterior features: Out Building(s),Porch,Storage,Shed,Paved Driveway
  • Fencing: Partial,Split Rail,Fenced
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 24.92 Acres
  • Features: Buildable,Cleared,Hardwood Trees,Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Paved,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$549$6,588
Property Taxes $1,147$13,764
Electricity $761$9,142
Total$11,053$132,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,960/yr
40% on housing$331,590/yr
45% on housing$294,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 23192$246
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23192$227
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,700,000
2019-05-13Sold$850,000
2019-04-15Pending sale$799,900
2019-04-01Price change$799,900
2019-03-07Price change$829,900
2018-09-28Price change$835,000
2018-08-14Price change$850,000
2018-05-18Listed for sale$875,000

For Sale by Agent

AgentMatt Jarreau
BrokerageHometown Realty

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