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3035 Chapman St APT 1, Oakland, CA, 94601

2beds
2baths
1,500sqft
$690,000
$460price/sqft
$4,969/moest. monthly cost
$198,760/yrincome needed

About This Home

Stylish Loft-Style Condo in The Chapman Lofts Discover urban living at its best in this spacious 1,500 sq. ft. loft-style condo located in the boutique Chapman Lofts community. This unique residence features soaring ceilings, an open-concept layout, two well-sized bedrooms, and a full bath. Built in 1995, the home blends modern design with warm wood construction, offering a flexible space ideal for creatives, professionals, or anyone seeking a distinctive home environment. Enjoy the convenience of a private carport, a small 6-unit building, and a central Oakland location near major transit, shops, and neighborhood amenities. A rare opportunity to own a true loft with generous square footage and character.

Getting Around

86
WalkingVery Walkable
70
TransitExcellent Transit
89
BikeVery Bikeable

Schools

5/10
2/10
Urban Promise AcademyGrades 6-80.8 mi
5/10
Life AcademyGrades 6-121.1 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1995

Materials

  • Construction materials: Stone,None

Type & Style

  • Home type: Condo
  • Architectural style: See Remarks
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Gas Water Heater
  • Laundry features: Sink,Washer/Dryer Stacked Incl

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other
  • Fireplace features: Family Room,Master Bedroom,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Microwave, None

Property

Details

  • Parcel number: 2566717
  • Special condition: Standard

Features

  • Levels: Two Story
  • Stories: 2
  • Pool features: None
  • Exterior features: Private Entrance,See Remarks

Lot

  • Lot size: 7,405 sqft
  • Features: Security Gate

Parking

  • Parking features: Other,1/2 Car Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$232$2,784
Property Taxes $850$10,200
Electricity $398$4,786
Total$4,969$59,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,365/yr
40% on housing$149,070/yr
45% on housing$132,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 94601$280
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94601$378
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$690,000
2006-02-02Sold$545,000

Pre-Foreclosure - For Sale by Agent

AgentIshakah Braimah
BrokerageHalifax Solution Inc.

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