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2904 Spring Creek Rd, McCloud, CA, 96057

4beds
3baths
3,717sqft
$980,000
$264price/sqft
$7,330/moest. monthly cost
$293,200/yrincome needed

About This Home

This property meets the criteria to apply for a county STR permit and would make an excellent AirBnB! Creek front, Mountain View, acreage... Tucked away at the end of a quiet private road just outside the historic town of McCloud, this stunning 3,700+ sq ft custom country estate offers space, comfort, and serenity on over 6 acres of natural beauty. Enjoy wide-open meadows with breathtaking views of Mt. Shasta & a year-around flowing creek. The spacious 4-bedroom, 3-bathroom home includes two versatile bonus rooms, perfect for an office, guest space, or hobbies, & an oversized 3-car attached garage with extra storage. The downstairs primary suite offers a generous bedroom with walk-in closet & roomy bathroom with large soaking tub. The heart of the home features a grand stone fireplace and a well-appointed kitchen built for entertaining and everyday living. A large back deck with meadow views & a covered front porch invite you to relax and take in the peaceful surroundings, With a full-house backup generator, forced-air Heat/AC, this home is well situated for full-time living or for a family getaway. This is a rare opportunity to own a true mountain creek-side estate property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
--
McCloud High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: 21 - 30 yrs

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Electric Oven,Refrigerator,Washer,Dryer-Electric
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • High Speed Internet,Central Vacuum
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Insert,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: F/A Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,717
  • Total interior livable area: 3,717 sqft

Property

Details

  • Parcel number: 028520200000
  • Other equipment: Generator,Satellite Dish

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mt Shasta
  • On waterfront: Yes
  • Waterfront features: Waterfront,Creek
  • Topography of land: Gently Rolling
  • Horses can be raised: Yes

Lot

  • Lot size: 6.72 Acres
  • Features: Horses OK,Lawn,Trees
  • Lot size dimensions: Irregular

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Volcanic Activity
Wildfire
Earthquake
Winter Weather

FEMA Declared Disasters in Siskiyou County and California

Earthquake
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$714$8,568
Property Taxes $864$10,368
Electricity $797$9,564
Total$7,330$87,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,314/yr
40% on housing$219,900/yr
45% on housing$195,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 96057$122
Siskiyou County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 96057
Siskiyou County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$980,000
2025-10-13Price change$1,100,000
2025-07-18Listed for sale$1,250,000

For Sale by Agent

AgentJosh Tyhurst
BrokerageJefferson State Realty

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