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365 Primrose Drive, Loveland, CO, 80537

4beds
3baths
2,596sqft
$495,000
$191price/sqft
$3,136/moest. monthly cost
$125,440/yrincome needed

About This Home

Single-story living at its finest in this meticulously maintained one-owner home. Proudly cherished by its original owners, this 4-bedroom, 3-bathroom ranch-style gem offers durable LVP flooring throughout and a warm kitchen designed for effortless entertaining with abundant prep space. Split floor plan for privacy in your primary. large walk-in closet. 2 additional bedrooms on the main level. A spacious finished basement provides ample space for multigenerational living or a home office, complete with a full bath and a kitchenette/ wetbar. Backing up to a greenbelt means no neighbors behind you! 2-car garage, Low-maintenance stucco exterior. All appliances included. Close to the community park, with easy access to Loveland and Berthoud.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
4/10
Bill Reed Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 784
  • Finished area above ground: 1,308

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,596
  • Total interior livable area: 2,596 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Basement

Property

Details

  • Parcel number: R1641465
  • Zoning: P-81
  • Special condition: Standard
  • Exclusions: Staging,Including White Curtains basement Range

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 5,504 sqft
  • Features: Greenbelt,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$225$2,700
Property Taxes $214$2,568
Electricity $195$2,351
Total$3,136$37,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,520/yr
40% on housing$94,080/yr
45% on housing$83,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$249
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$495,000
2012-06-19Listing removed$198,900
2011-04-11Listed for sale$198,900
2011-04-01Sold$179,000
2010-11-20Listed for sale$189,000
2010-11-17Sold$159,532
2010-04-18Price change$160,000
2010-01-16Price change$215,000
2009-11-07Price change$209,900
2009-08-14Listed for sale$198,900
2008-03-04Sold$59,000

For Sale by Agent

AgentLaura Owen
BrokerageRE/MAX Momentum

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