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323 W Jefferson St APT 205, Boise, ID, 83702

1beds
1baths
643sqft
$503,000
$782price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

Investment opportunity in the Jefferson Building, a well-established condominium community in the heart of downtown Boise. This 1 bed/1 bath condo has a tenant in place through March 2027 at $1,750/month. Inside, the unit has been thoughtfully updated with new flooring, refreshed stainless steel kitchen appliances, and an updated toilet. The open-concept layout flows from the kitchen featuring beautiful cabinetry, granite countertops, and pendant lighting into the spacious living area and out to a private balcony with park views. The Jefferson Building offers secure key fob access, a welcoming lobby with a fireplace and individual mailboxes, and a prime downtown location within minutes of dining, entertainment, Boise Centre, and the Greenbelt. Generous natural light and quality building amenities make this a strong addition to any investment portfolio.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
99
BikeBiker's Paradise

Schools

9/10
8/10
North Junior High SchoolGrades 7-90.8 mi
8/10
Boise Senior High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Disposal (All Units),Stove/Range (All Units),Refrigerator (All Units),Washer/Dryer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Walk In Shower,Unit 1 Baths: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 643
  • Total interior livable area: 643 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: R7958770090

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in Ada County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,543$30,516
Home Insurance $88$1,056
Property Taxes $272$3,264
Electricity $141$1,695
Total$3,044$36,528

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -2.7%
-2.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$782This listing

vs Other Active Listings

Avg $/sqft

ZIP 83702$344
Ada County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 83702$405
Ada County$276

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBrianna Wardle
BrokerageBoise Premier Real Estate

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