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3019 Kutztown Rd, Reading, PA, 19605

5beds
2baths
2,220sqft
$255,000
$115price/sqft
$1,955/moest. monthly cost
$78,200/yrincome needed

About This Home

Welcome to 3019 Kutztown Road, Temple! Discover this beautifully maintained 5-bedroom, 2-bath home perfectly situated in a prime location close to shopping, dining, and major routes. This spacious property features private bedrooms, offering plenty of room for everyone, along with three separate private entrances — ideal for extended family, guests, or potential rental opportunities. Enjoy the cozy fireplace in the main living area and newer flooring throughout that adds a modern touch. Solar panels, installed just three years ago, help keep energy costs low. Step outside to a nicely sized backyard complete with a charming patio area, perfect for entertaining or relaxing evenings outdoors. This home truly offers space, comfort, and efficiency — all in one great location! Please note that this property does feature financed solar panels with approx. $207/mo payments and a remaining balance of about 28k. Buyers will assume the loan, but in return, you'll enjoy incredibly low electric bills--often just a few dollars, and some months even a credit!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
3/10
Muhlenberg Middle SchoolGrades 7-90.6 mi
3/10
Muhlenberg High SchoolGrades 10-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Permanent
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,220

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Ductless,Central Air,Natural Gas

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 66530812968886
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Shared Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$83$996
Property Taxes $340$4,080
Electricity $243$2,922
Total$1,955$23,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,028/yr
40% on housing$58,650/yr
45% on housing$52,133/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 19605$162
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19605$181
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$275,000
2026-02-13Listed for sale$289,900
2026-02-11Listing removed$289,900
2025-12-10Price change$289,900
2025-11-10Listed for sale$299,900
2017-02-03Sold$118,000
2016-09-11Price change$119,900
2016-08-01Price change$124,900
2016-06-30Listed for sale$134,900
2006-10-17Sold$144,900

For Sale by Agent

AgentLisette Osorio
BrokerageUnited Real Estate Strive 212

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