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2800 River Rd, Reading, PA, 19605

3beds
2baths
1,656sqft
$575,000
$347price/sqft
$4,084/moest. monthly cost
$163,360/yrincome needed

About This Home

Historic Riverfront Retreat on Over 3 Acres Enjoy more than 500 feet of private river frontage, offering the perfect setting for fishing, boating, and waterfront relaxation right from your own backyard. Nestled on over 3 picturesque acres, this property features a park-like landscape with mature trees, fruit trees, and exceptional outdoor amenities. Outbuildings include a large 50' x 36' pole barn, a detached garage, workshop, root cellar, and a pavilion complete with water and electricity—ideal for entertaining, hobbies, or storage. The charming stone, whitewashed home dates back to 1790 and blends historic character with modern convenience. A spacious addition, completed in 1980, provides extra living space and features a private exterior entrance, beautiful backyard and river views, an exposed stone wall, and its own mini-split heating and cooling system. Inside, the main home offers a functional layout with a first-floor laundry/mudroom, full bath, kitchen, dining room, and first-floor bedroom. Upstairs, you'll find two additional bedrooms and a second full bathroom. Natural gas heat, a natural gas water heater, and public water service. This unique property combines historic charm, abundant outdoor space, and exceptional riverfront accessing opportunity that's rarely available.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
3/10
Muhlenberg Middle SchoolGrades 7-91.9 mi
3/10
Muhlenberg High SchoolGrades 10-122.1 mi

Construction

Condition

  • Year built: 1790

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,656

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,656 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 66530813030324
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: River

Lot

  • Lot size: 3.19 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Storage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$187$2,244
Property Taxes $766$9,192
Electricity $224$2,692
Total$4,084$49,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,022/yr
40% on housing$122,520/yr
45% on housing$108,906/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 19605$157
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19605$181
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$575,000
2022-12-08Sold$303,000
2022-11-28Pending sale$329,900
2022-11-25Listing removed$329,900
2022-11-17Listed for sale$329,900

For Sale by Agent

AgentAnna Ortiz
BrokerageColdwell Banker Realty

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