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1105 Grove Ter, Dubuque, IA, 52001

10beds
12baths
6,713sqft
$1,350,000
$201price/sqft
$9,897/moest. monthly cost
$395,880/yrincome needed

About This Home

Victorian Elegance comes alive. Nestled in the bluffs of the 11th Street Historic District of Dubuque. The Hancock House, listed on the National Register of Historic Places, shows Queen Ann architecture at it’s finest. This grand masterpiece overlooking the Mississippi river is made of 10 bedrooms and 11 & 1/2 bathrooms. Massive dining room along with men's and ladies parlors. Currently and for the last 43 years running as Dubuque's finest bed and breakfast.

Getting Around

88
WalkingVery Walkable
32
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

3/10
Lincoln Elementary SchoolGrades PK-50.6 mi
3/10

Construction

Condition

  • Year built: 1891

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 12
  • Full bathrooms: 11
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 6,713 sqft

Property

Details

  • Parcel number: 1024383011

Features

  • Exterior features: Wood
  • Has spa: Yes
  • Has view: Yes
  • View description: Water,City
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1,875 sqft

Parking

  • Total spaces: 5
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$970$11,640
Property Taxes $1,601$19,212
Electricity $500$6,009
Total$9,897$118,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,325/yr
40% on housing$296,910/yr
45% on housing$263,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$115
Dubuque County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-24Listed for sale$1,350,000
2023-12-19Listing removed--
2023-11-28Price change$8,000
2023-11-05Listed for rent$9,000
2023-10-09Listing removed--
2023-09-18Listed for rent$6,500
2023-06-28Listing removed--
2023-06-14Listed for rent$6,500
2018-07-09Sold$450,000
2017-07-08Listing removed$699,000
2016-11-02Price change$699,000
2016-08-22Price change$739,000
2015-11-03Listed for sale$749,000

For Sale by Owner

AgentProperty Owner

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