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555 Oak Park Cir, Pearl, MS, 39208

3beds
2baths
1,406sqft
$249,000
$177price/sqft
$1,748/moest. monthly cost
$69,920/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Oak Park subdivision in Pearl! Built in 2009 and offering approximately 1,400 square feet, this move-in ready home combines comfort, updates, and outdoor living. Step inside to find fresh paint throughout, creating a bright and inviting space ready for its next owner. The functional layout offers comfortable living areas and a great flow for both everyday living and entertaining. The backyard is a true highlight—enjoy warm Mississippi days in your above-ground pool with an elevated deck, perfect for relaxing or hosting gatherings. The fully fenced backyard with a privacy fence provides both security and seclusion. Additional upgrades include a brand new outdoor AC unit, giving peace of mind and energy efficiency for years to come. Conveniently located near shopping, dining, and with easy access to major roads, this home offers both comfort and convenience.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
4/10
Pearl Junior High SchoolGrades 6-81.4 mi
8/10
Pearl High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other,Carpet,Concrete,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,406 sqft

Property

Details

  • Parcel number: F09I00001000610

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$177$2,124
Property Taxes $120$1,440
Electricity $192$2,304
Total$1,748$20,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,931/yr
40% on housing$52,440/yr
45% on housing$46,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 39208$117
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39208$163
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$249,000
2012-10-26Sold--
2012-10-05Pending sale$147,900
2012-08-21Price change$147,900
2012-08-11Price change$149,500
2012-06-02Listed for sale$149,900

For Sale by Owner

AgentProperty Owner

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