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291 Surf Drive #214B, Bronx, NY, 10473

3beds
2baths
1,311sqft
$539,999
$412price/sqft
$3,539/moest. monthly cost
$141,560/yrincome needed

About This Home

Welcome to 291 Surf Drive — a rare top-floor duplex offering the perfect combination of space, privacy, and waterfront community living at Harbour Pointe at Shore Haven. This spacious 3-bedroom, 2-bath condominium offers the feel of a townhouse with the convenience of low-maintenance living. Enjoy a private multi-level layout with no neighbors above, in-unit laundry, and a thoughtfully designed floor plan ideal for both everyday living and entertaining. The primary suite features a private bathroom, while two additional bedrooms provide flexibility for guests, a home office, or additional living space. Residents enjoy access to exceptional amenities, including a 20,000-square-foot clubhouse, outdoor pool, fitness center, tennis courts, basketball courts, playground, and scenic community grounds. Conveniently located near the NYC Ferry, Ferry Point Park, major highways, shopping, dining, and public transportation. The home also benefits from a 421-a tax exemption, offering added value for the next owner. A top-floor duplex with three bedrooms, two full bathrooms, and resort-style amenities is a distinctive offering. Discover the lifestyle waiting at 291 Surf Drive.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
Ps 182Grades PK-50.9 mi
1/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Other,Slab
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,Other
  • Attic: Crawl
  • Common walls with other units/homes: Center,2+ Common Walls,No One Above

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,311
  • Total interior livable area: 1,311 sqft

Property

Details

  • Parcel number: 034321648
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Bi-Level
  • Has view: Yes
  • View description: City,River,Skyline,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Front

Parking

  • Total spaces: 1
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$213$2,556
Property Taxes $350$4,200
Electricity $246$2,954
Total$3,539$42,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,337/yr
40% on housing$106,170/yr
45% on housing$94,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 10473$362
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10473$296
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$539,999
2026-07-09Price change$554,999
2026-06-17Listed for sale$565,000
2010-07-29Sold$451,230

For Sale by Agent

AgentNikaury Bruno
BrokerageCentury 21 Galvez

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