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7103 Cooper Ave, Ridgewood, NY, 11385

7beds
6baths
3,505sqft
$1,595,000
$455price/sqft
$10,061/moest. monthly cost
$402,440/yrincome needed

About This Home

SHOWING BY APPOINTMETN ONLY Fully Occupied 3-Family | Built 2005 | 3,505 Sq Ft | Package Deal Opportunity

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
68
BikeBikeable

Schools

4/10
Ps 91 Richard ArkwrightGrades PK-50.2 mi
6/10
I.S. 119 the GlendaleGrades K-80.3 mi
2/10
Grover Cleveland H.S.Grades 9-121.6 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 3,505
  • Total interior livable area: 3,505 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 036870054
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard,Balcony,Garden

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$421$5,052
Property Taxes $996$11,952
Electricity $579$6,950
Total$10,061$120,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$344,948/yr
40% on housing$301,830/yr
45% on housing$268,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 11385$564
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11385$601
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$1,595,000
2020-12-16Sold$1,350,000
2008-10-18Sold$824,782

For Sale by Agent

AgentDorian Nasto
BrokerageCompass

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